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By SparcPay
4.67 out of 5 stars
Manage your payables without touching a piece of paper. All-in-one app for AI bill capture, approvals from anywhere & one-click ACH/EFT payments.
out of 5
Reviewed by
Xero users
Listed for
1 year
August 2022
Key functions
Bills and expenses


SparcPay eliminates paperwork and data entry with cloud-based Accounts Payable technology. Replacing a patchwork of apps, SparcPay’s end-to-end experience includes bill capture with AI, virtual approvals and digital payments. SparcPay’s seamless Xero integration enables businesses to run the entire A/P cycle from anywhere, without touching a single piece of paper!

Small and medium sized businesses such as accounting firms, restaurants, grocery stores, property management companies, non-profit organizations and many others use SparcPay to streamline their payables and improve their efficiencies. SparcPay is a game changer…

• No more handling paper bills or time-consuming and costly check payments

• Bill capture with AI significantly reduces manual data entry

• Convenient digital approvals from anywhere, even on your phone

• One-click electronic payments are secure and fast

• Real-time sync with Xero ensures you are up to date with A/P, payments, bank reconciliation and cash flow

SparcPay is easy to use, cost effective with no setup or monthly fees, and saves you time so that you can focus on what really matters.

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SparcPay + Xero

SparcPay + Xero = zero paper, zero data entry, zero other apps

SparcPay’s end-to-end automation and seamless Xero integration eliminates paperwork, manual data entry, and the need for multiple apps to manage your Accounts Payable. Here’s how SparcPay syncs with Xero in real-time in 3 simple steps:

• SparcPay captures bills digitally with AI that reads and prepares the accounting entry leveraging the chart of accounts and suppliers from Xero.

• Bills go through SparcPay’s configurable approval workflow, and once fully approved the bills are posted with images to Accounts Payable in Xero.

• Bills that are paid electronically with SparcPay are automatically updated as paid in Xero.

Reviews & ratings

4.7 out of 5 stars
6 Reviews

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Most recent reviews

Vicki Turner
Posted 3 May 2024
5 out of 5 stars

Personable, Reliable

We have loved our experience with SparcPay! We have tons of vendors to pay, and Sparc has worked with us to make registration and payments easy and smooth. The customer service they provide is UNBELIEVABLE. If you have an issue, they will take care of it almost immediately. 5 stars, excellent service!
Kaveh Nasr-Esfahani, CPA auditor
Posted 20 Feb 2024
5 out of 5 stars

Xero AP to Sparcpay is great

Sparcpay deployed their latest integration where it lets you pull bills form Xero and allows you to process EFTs or cheques from Sparcpay. You can centralize all your bills to pay and use Xero's fast scraping feature and record repetitive bills. Then you can delegate on a fine grain level final approval and release of payments using their multi-level approvals on Sparcpay. There's other features that let's you ignore certain vendors if you're on PAD. It's got MFA and audit trails. I'm getting all my clients on this workflow.
Michael Pepera
Posted 4 Dec 2023
3 out of 5 stars

Cumbersome for Infrequent Use

The app works great and the pricing is outstanding. Tech support is excellent and fast. However, I only use the service infrequently. Consequently, the app disconnects from Xero between uses and I have to go through the ENTIRE setup process to use it again. This includes Sparcpay electronic agreement, which must be approved by a human being and slows things down for my infrequent bill payments that aren't handled by a credit card.

Response from SparcPay

Thanks for your positive feedback on our pricing and customer support. Most of our clients pay more than 1 bill per month which maintains their site's active status. Accounts that are idle for long periods of time may be moved to a dormant state for security reasons. We are glad to see your account was promptly reactivated and that you have been successfully issuing payments since.

Additional info


PaymentsBills and expenses


AccountingNot for profitHospitality

App details

By SparcPay
Added in 2022


Canada, United States




Setup walkthroughContact



Get started with SparcPay

Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.