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Improve your cash flow

Improving cash flow is about getting efficient in the areas of your business that impact it most. From getting paid faster to optimising your inventory, using solutions to streamline your cash in and control any going out makes for stress-free finances.
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Apps to get your invoices paid faster

Add payment solutions to your Xero invoices to accept everything from Apple Pay to bank transfers. Let customers pay the way they want, increase the likelihood of getting paid on time and reduce time spent chasing payments with apps that do it for you.
Explore payment apps

  1. Stripe

    2.85 out of 5 stars
     301
    Stripe makes it easy to accept payments from debit cards, credit cards, Apple Pay, and Google Pay for online invoices sent from Xero—so you can get paid faster.

  2. GoCardless

    3.66 out of 5 stars
     168
    End late payments. Automatically debit your customer’s bank account whenever your Xero invoices are due. Lower-cost alternative to card payments.

  3. Chaser

    4.98 out of 5 stars
     374
    Automate invoice chasing and streamline your accounts receivable process. Get paid faster. Reduce days sales outstanding. Maintain great customer relationships. Xero App Partner of the Year 2023, Management Today Best Use of Innovation (2023), CICM Credit Awards B2B Supplier of the Year (2022).

Cash tip: Help your customers pay you

Consider your customer type and how they’ll most likely want to pay, and choose your payment app stack accordingly. What's right for an invoicing business may be quite different than if you take your payments on-site or online.

No matter how you get paid - give your customers more ways to pay you and look for solutions that offer a variety of secure payment options and have automated features for receipts and reminders, plus work together with your Xero account.

Apps for streamlined sales

When your sales rely on a checkout process, it's important to make it secure and seamless. Point of sale apps simplify and streamline your sales operations and sync your sales straight into your Xero account.
Explore POS apps

  1. Square

    4.29 out of 5 stars
     44
    Square helps sellers of all sizes start, run, and grow their business. Take payments any way you want. Whether online or in-person, get paid quickly and securely with a variety of hardware and software to process credit cards, Apple Pay, and Android Pay, including touch-free options.

  2. Lightspeed Retail POS (X-Series)

    3.97 out of 5 stars
     125
    Lightspeed Retail POS & Payments platform powers the world’s best retail businesses. Grow in-store and online sales, increase profits and automate tedious processes with Lightspeed's multi-outlet POS and POS platform. Connect Lightspeed with Xero and let us take care of the accounting for you!

  3. SumUp POS

    Powerful POS software with comprehensive data feeding to Xero automatically or on demand.

  4. Bustle

    4.97 out of 5 stars
     36
    Bustle is a fast and simple PoS solution, trusted by thousands of hospitality owner-operators. Designed by hospitality professionals, our PoS and Cafe Management system makes it easy to run an efficient service and reduce financial uncertainty with our Xero integration. Try Bustle for FREE today!

Apps that simplify stock control

Don’t let over or under stocking impact your cash flow. Inventory management apps ensure you keep your supply and demand aligned, making your merchandise operations effortlessly cost-efficient.
Explore inventory management apps

  1. Unleashed Software

    4.59 out of 5 stars
     384
    Inventory management that’s perfect for manufacturers, wholesalers and distributors everywhere. Thousands of product businesses in more than 100 countries worldwide rely on Unleashed every day.

  2. Cin7 Core

    4.48 out of 5 stars
     173
    Cin7 Core is the #1 choice for businesses that want to manage all products, customers, suppliers, contacts, purchases and sales in one easy-to-use system. Try now with a 14 day free trial!

  3. Katana Cloud Inventory

    4.65 out of 5 stars
     72
    Eliminate stockouts and overstock and keep supply and demand aligned. Katana covers the live inventory, manufacturing, production, and reporting features that give businesses the knowledge they need to make the right decisions.

  4. TidyStock

    4.64 out of 5 stars
     37
    TidyStock simplifies stock control for your business, streamlining your entire operation. Effortlessly track, transfer, order, and sell stock while gaining valuable business insights.

“The reporting functionality in GoCardless gives us full visibility over payments… You can see what you’ve been paid, what’s due to come in, and what’s due later on.”

Bedford Park Rangers Chairman, Jay Allison, on integrating payment apps with Xero during their digital transformation to improve their cash flow.

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Take the next step to cash flow confidence

You’re on your way! Now that you’re primed to improve your cash flow, find out how to master it all.
More cash flow tips
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Want more cash flow resources?

Learn the fundamentals, access UK-specific government support schemes and discover how to take your cash flow further with Xero.
Explore more resources
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Cover of the 'Tackling unapproved debt' report
Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.
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