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Control your cash flow

Cash flow concerns keeping you up at night? Kick off 2025 with cash flow confidence enabled by apps that help you get paid faster, finance new opportunities and get insights to make decisions with clarity.
Cash flow improving with apps

Actionable cash flow insights

Check your cash flow position anytime, anywhere with reporting and forecasting apps that connect all your financial data, generate deeper reports and predictions, and give you actionable insights.
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  1. Syft

    4.83 out of 5 stars
     428
    Reports | Graphs | Forecasts | Consolidations | Budgets | Valuations | Financial Statements | Tax | Industry Benchmarks | AI Insights
  2. Fathom

    4.97 out of 5 stars
     447
    Reporting, forecasting, analysis, consolidation and benchmarking for advisors and businesses. Trusted by Xero partners for over 10 years.
  3. Spotlight Reporting

    4.88 out of 5 stars
     327
    Spotlight Reporting empowers accountants and business owners to craft impactful performance reports, dashboards, cash flow forecasts, consolidations & ESG reporting.
  4. G-Accon for XERO

    4.8 out of 5 stars
     181
    G-Accon securely connects Xero with Google Sheets. Automate reports, design dashboards, multi-entity consolidations, and push data back to Xero. Workflow automation and two-way sync will save you hours.

Get paid fast

Keeping the flow of cash into your accounts isn’t always as easy as it sounds. These apps make it easier by providing customers new, faster ways to pay, helping minimise late payments.
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  1. Stripe

    2.81 out of 5 stars
     310
    Stripe makes it easy to accept payments from debit cards, credit cards, Apple Pay, and Google Pay for online invoices sent from Xero—so you can get paid faster.
  2. PayPal

    3.49 out of 5 stars
     135
    Give customers more ways to pay with PayPal - and automatically view and reconcile transactions within Xero.
  3. GoCardless

    3.63 out of 5 stars
     170
    End late payments. Automatically debit your customer’s bank account whenever your Xero invoices are due. Lower-cost alternative to card payments.
  4. Satago

    4.93 out of 5 stars
     92
    Satago is an all-in-one cash management tool that helps you get paid faster, protect your business and cover cash gaps when you need to. Use Satago's automated payment reminders, detailed credit risk insight and flexible finance options to manage your debtors efficiently and improve your cashflow.

Finance your next move

Will 2025 bring new opportunities that need a cash injection? Connect Xero to financial services, including business loans, to streamline the application process to help get the funding you need faster.
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  1. NAB Business Finance

    Apply online for up to $250,000 and access funds in one business day, where eligible. Simply connect your XERO account and get an instant decision.
  2. ANZ GoBiz

    Apply for business loans up to $500,000 and get conditional approval in minutes, where eligible, when you connect your Xero account just once to ANZ.
  3. Moula

    5 out of 5 stars
     2
    Moula is a better way to borrow money to grow your business. By linking your Xero data, Moula can approve you for up to $250,000 in just 24 hours. After all, good business deserves Moula.
  4. FundTap

    4.94 out of 5 stars
     101
    Get your unpaid invoices funded within hours, not weeks. FundTap connects to your Xero account in minutes, letting you access cash when you need it most. No paperwork, no long-term contracts – just fast, on-demand invoice payments to keep your business moving forward.

“The beauty of apps for us is that they stop duplication and allow time to use the data rather than prepare it.”

- Lauren, accountant at Full Stop Accounts
    Lauren from Full Stop Accounts in a meeting
    Lauren from Full Stop Accounts in a meeting
    Apps automating everyday tasks

    Need more time to be strategic?

    You can only plan for the future if you’ve got the time. Learn how apps can streamline and automate the most time-consuming tasks in your business.
    Learn more
    Apps automating everyday tasks
    Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.