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By Plooto
3.36 out of 5 stars
Plooto is the fastest way to manage business payments. Reduce time on your AP & AR processes & improve your cash flow


Plooto is an all-in-one platform that enables businesses to automate their domestic and international accounts payable & accounts receivable functions by unifying payments, processes, control, & reporting. Powerful features include pre-authorized debit agreements & recurring billing. And, accept credit card payments and get paid as soon as 2 business days, further improving your cash flow!

Plooto + Xero

Instant two-way sync with Xero without the integration fees. Simply login to Xero through Plooto and you are all set. Import bills and invoices from Xero, make or receive electronic payments through Plooto, and all transactions automatically reconciles back into Xero.

Reviews & ratings

3.4 out of 5 stars
12 Reviews
5 star(45%)
4 star(18%)
3 star(0%)
2 star(0%)
1 star(36%)
Blair Collins
4 out of 5 stars
Excellent gateway for sending payables payments but on the receivables side my challenge is with repeating invoices from Xero. Google Voice resold to our customers for example is usage based so the dollar amount is variable every month. We can't just update the repeating invoice in Xero and have Plooto charge the customer the variable amount each month. We have to also update the recurring payment scheduled in Plooto separately. Gocardless despite its higher fees is what we had to settle on avoid this error prone extra updating step.
Reynaldo E. Arellano, CPA
4 out of 5 stars
I met the Plooto team members at XeroCon San Diego. They answered every question (over multiple booth visits over the two days) with flying colors. Interface is ok. It appears they've made improvements the last couple years. Initial onboarding is tough due to KYC and AML banking requirements. Yes, about five business day delay in movement of funds, avoided if you pre-load funds into your "Plooto Instant" account - or plan ahead. Yeah, some improvements needed. Support is getting better. Leadership issues according to GlassDoor - but it appears big changes have been made in the last 6 months. For the price, I'm very happy. Much more affordable than And you end up in the exact same spot - just more money in the user's bank account (due to much lower fees).
Bryan Struckmann
1 out of 5 stars
They take way too long to turn around a payment, no where near the time of 3-5 business days. They give an estimate when the payment is authorized that later changes by 3 days longer, causing customers to incur late fees. When using to bill my customers, the prices for my clients is confusing for them, Customer support is a joke!

Additional info

App details

By Plooto


Canada, United States




Setup walkthroughContact




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