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Digintu

By Digintu
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Free 60 day trial available
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Stop manual payment entry, rejected bank files, and painful reconciliations. Automate e-invoicing, batch supplier payments, bank statement feeds, and official company registry compliance directly inside Xero. Built with zero-retention security for businesses, fiduciaries, and non-profits.
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Free 60 day
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Listed for
3 years
September 2023

Overview

Effortless Banking, Payments & Invoicing for Xero

You handle your everyday bookkeeping smoothly—until banking rules, multi-currency reconciliations, and invoice formats enter the picture.

Re-typing bill references into e-banking risks accidental double payments. Strict banking standards reject entire payment batches over minor address errors. Missing bank statement lines turn month-end reconciliation into hours of stressful detective work. And corporate clients increasingly demand compliant digital e-invoices you can't easily process.

Digintu eliminates the friction between Xero and your bank.

Connect your ledger to all major Swiss financial institutions (UBS, PostFinance, Raiffeisen, ZKB, Cantonal banks) and European payment rails. Digintu verifies counterparties, formats bank-ready payment runs, matches statement lines automatically and handle e-invoices—giving you complete peace of mind and bulletproof books.


Key Capabilities

1. Batch Supplier Payments Without the Risk

  • Automated Payment Runs: Select approved bills in Xero and generate bank-ready payment orders (ISO 20022 PAIN.001) in seconds.
  • Universal Swiss & International Clearing: Native support for Swiss QR-IBANs with 27-digit references, standard IBANs, SEPA payments, and multi-currency global transfers.
  • Reliable Validation: Catch invalid IBANs, missing BIC codes, or unformatted address lines, eliminating payment rejections from your bank portal.

2. Touchless Bank Statement Feeds & Reconciliation

  • Automated Hands-Free Feeds: Pull bank statements automatically via secured SFTP, Google Drive, email alias, or direct API.
  • Instant Match Engine: Digintu reads official electronic statements (CAMT.053) or spreadsheet exports and matches transactions against open bills and invoices.
  • Zero Reconciliation Guesswork: Clean, paired entries flow directly into Xero so your balances reconcile with a single click.

3. Complete Invoicing for the Electronic Era

  • Effortless Bill Ingestion: Forward PDFs, upload supplier QR-bills, or import European e-invoices (ZUGFeRD / Factur-X / Peppol) via secured email, SFTP, Drive or API. Digintu extracts line items, references, and amounts straight into Xero.
  • Customer Bill Creation: Generate official e-invoices attached directly to your Xero sales invoices, ready to email to clients.

Built for Swiss Security & Accounting Practices

  • Zero Data Retention: Built on a zero-storage architecture. Your banking transactions, supplier invoices, and accounting entries process in real-time memory and are never saved on our servers.
  • Multi-Entity & Fiduciary Ready: Manage client companies or corporate subsidiaries under one login.
  • Native Multi-Lingual Interface: Fully localized in English, Deutsch, Français, and Italiano.
  • Permanent NGO Discount: Registered Swiss Associations and Foundations receive an automatic 50% lifetime discount.
Digintu
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Digintu + Xero

Digintu connects seamlessly to Xero via official, encrypted OAuth2 authentication to automate your daily financial operations:

  1. Two-Way Ledger Sync: Reads approved bills to prepare payment runs and syncs finalized invoice references directly back to Xero.
  2. Instant Bill Creation: Decodes incoming paper and digital invoices (Swiss QR, Factur-X, CSV/Excel) to create complete bills in Xero with source documents attached.
  3. Automated Ingestion Pipelines: Connects to your bank or document storage to collect daily statement files without human intervention.
  4. Statement Reconciliation: Pushes matched transactions and reconciliation lines directly into your Xero bank accounts for one-click settlement.
  5. Master Data Verification: Pulls verified corporate identities from the Swiss commercial registry directly into your Xero contacts.
  6. Direct Document Archiving: Automatically stores copies of all generated payment files and payment slips inside your Xero document folders.

Security Architecture: Digintu uses an ephemeral, zero-retention architecture. Your accounting and banking data is transformed strictly in-memory during active sessions. Your financial truth stays exactly where it belongs: inside Xero and your bank.

Pricing plans

This app includes a free 60 day trial

*All prices are exclusive of tax

FREE

Free
  • 30 transactions / month (1 tx = 1 bill = 1 statement line)
  • 1 Xero organization included
  • 1 team seat (Owner) included
  • Bank Statement Conversion (CAMT to CSV)
  • Local PDF Invoicing (ZUGFeRD, QR-Bill, Hybrid)
  • Single Invoice Scanning (QR & Factur-X)
  • PAIN.001 Payment Orders (Domestic CHF/SEPA)
  • Company Registry Lookup (Zefix Search)
  • Multi-lingual: EN, DE, FR, IT

STANDARD

EUR 79.00 /month (billed monthly)
  • Everything in Free Starter, plus:
  • 500 transactions / month included
  • 1 Xero organization included
  • 2 team seats included (Owner + Accountant)
  • 1 automated feed pipeline included (Email / Google Drive)
  • 1-Click Bank Statement Sync to Xero
  • Bulk Spreadsheet Invoice Ingestion to Xero
  • Direct Xero PDF Attachment & Address Sync
  • Global ISO 20022 Clearing (SIX, SEPA, Cross-Border)
  • Structured Address Compliance (Auto-Split for ISO 20022)
  • Company Verification & Xero Contact Profile Sync

ADVANCED

USD 123.00 /month (billed monthly)
  • Everything in Standard, plus:
  • 5,000 transactions / month included (+EUR 19/mo per 1,000 extra)
  • 3 Xero organizations included (+EUR 29/mo per extra)
  • 5 team seats included (+EUR 15/mo per extra)
  • 3 automated feed pipelines included (+EUR 39 per extra)
  • Swiss QR-Bill & ZUGFeRD Parsing
  • Automated Multi-Account & Multi-Currency Auto-Routing
  • Multi-Statement 1-to-N Auto-Routing
  • Priority High-Throughput Processing Queue
  • Hosted SFTP Drop Gateway (Dedicated Port & SSH Key)
  • Remote Server SFTP Polling (ERP/Bank Drop Pull)
  • Direct REST API Ingestion & Webhooks (HMAC Signed)
  • IP Whitelisting & CIDR Network Firewall Rules
  • Scheduled PAIN.001 Payment Export & Dispatch
  • Automated Headless PDF Billing (QR / ZUGFeRD)
  • Batch Company Verification & Immutable Audit Trail

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Additional info

Shared data

Xero
Digintu
Invoicesshared from Xero to Digintu and from Digintu to Xero
Contactsshared from Xero to Digintu and from Digintu to Xero
Accountsshared from Xero to Digintu
Paymentsshared from Xero to Digintu
Bank Transactionsshared from Xero to Digintu and from Digintu to Xero

Functions

Bills and expensesInvoicing and jobs

Industries

Not for profitProfessional servicesAccounting

App details

By Digintu
Added in 2023

Countries

Australia, Canada, Global, Hong Kong, Indonesia, Ireland, Malaysia, New Zealand, Philippines, Singapore, South Africa, United Kingdom, United States

Languages

English, French, German, Italian

Support

Setup walkthroughContact supportxero@digintu.tech

60 day free trial available

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