Overview
Pluto is designed for businesses of all sizes that are looking to streamline their financial operations and enhance expense management. Ideal for finance teams, procurement departments, and anyone involved in company spending and financial controls.
Pluto transforms how businesses handle their finances through a comprehensive platform that integrates every aspect of spending into one user-friendly interface:
- Corporate Cards: Empower your team with smart, virtual, and physical corporate cards. Enjoy automated budget controls, strict compliance management, and no hidden fees.
- Invoice Management: Centralize all your vendor bills for better relationships and payment accuracy. Benefit from easy one-click transfers in over 140 currencies using Pluto cards.
- Petty Cash Management: Digitize petty cash operations, streamline cash management, and prevent leakage to protect your bottom line.
- Reimbursements: Simplify the reimbursement process with customizable workflows and instant bulk reimbursements.
- Procure to Pay: Unify finance and procurement with software that covers the full procurement lifecycle, enhancing efficiency and compliance.
- Real-Time Insights: Keep executives informed with automated financial reports and detailed breakdowns of expenses and reimbursements.
- Close Your Books 10x Faster: Pluto integrates seamlessly with major ERPs including Xero, enabling faster and more accurate financial closing.
- Cost & Compliance Control: Implement comprehensive budget and compliance controls to manage spending and ensure adherence to corporate policies.
Experience a smarter way to manage your company's finances with Pluto, where modern technology meets financial expertise to drive your business forward.

Pluto + Xero
Pluto’s integration with Xero streamlines your financial operations, enabling seamless one-click sync and reconciliation. Connect Pluto to Xero in just three minutes and immediately automate the syncing of transactions from corporate cards, reimbursements, and account payables into your Xero ledger. Enjoy automatic categorization of transactions with GL and tax codes, real-time bookkeeping, and the addition of card merchants as suppliers in Xero. With Pluto, manual data entry is eliminated, allowing you to close your books 10 times faster and focus on growing your business.
Getting started
Sign up for a Pluto account here.
