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By Ramp
3.6 out of 5 stars
Ramp is the only corporate card and finance automation software built to help businesses save money.
out of 5
Reviewed by
Xero users
Listed for
4 years
April 2020
Key functions
Bills and expenses


The Ramp Xero app allows you to seamlessly sync your transaction data from Ramp to Xero with just a click! Automate busywork and close your books 8x faster each month with Ramp’s integration with Xero.

Ramp + Xero

With the Ramp Xero app, you will be able to pull your transaction coding values directly from Xero to create your transactions in Ramp. Create and manage vendors, pay bills, and manage reimbursements in Ramp. Leverage Ramp’s automation capabilities and detailed transaction and merchant metadata to build Rules that automatically approve, code, and review transactions that meet your expense policy. Ramp collects receipts through SMS, email, web app, or directly from integrated apps like Gmail, Lyft, Amazon Business, then automatically syncs the receipt to Xero!

Reviews & ratings

3.6 out of 5 stars
5 Reviews

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Most recent reviews

Tabitha Davies
Posted 11 Jul 2023
5 out of 5 stars

It's free. Why wouldn't you try it? It is MUCH better than previous apps that we paid for.

Ramp reads all of the bills and fills in the info for me. Yet, crazy easy to adjust if we want to change something about the bill. When it syncs to Xero it includes pdf of the bill. Bill payments can be scheduled for ACH or check-in-the-mail. Bill payments sync easily to Xero. Major time saver! Trying to get employees to turn in their expense receipts and then reconciling expenses was nothing short of a nightmare before Ramp. Ramp automates reminders and locks cards if receipt hasn't been uploaded within number of days determined by Accounting Coordinator. If flags expenses which don’t meet the company policy so we can easily approve all of the unflagged expenses. The reimbursable expenses can be paid directly into employee's bank account without having to wait for next payroll. Expenses sync easily to Xero with a few clicks. It's free. Yes. Free. And we get cashback on all purchases made to our Ramp Visa cards. We used to pay hundreds of dollars each year in annual card fees. Those are gone! Now Ramp gives US cash back EACH MONTH around what we used to PAY annually in credit card fees. I could keep going but you get the idea. It’s free. Why wouldn't you try it? FYI we are a small business with 12 employees.
Jeff Boles
Posted 3 May 2023
2 out of 5 stars

Why are invoices only 1 way????

Ah, the Ramp folks are pretty responsive. Their corporate card program is good. Their expense platform is free, and the equal of Expensify, and maybe better because Expensify's crazy single thread Concierge communication chat makes support hard to interact with. But alas, Ramp, what is so hard about synchronizing my Xero Invoices for payment from Ramp? PLEEEEAAAAASE!!!! I can't originate my invoices from Ramp. You make me do duplicate work for things that are long before automated. Meanwhile, everybody else seems to be able to do this. The Melio guys do this. It's not that hard. Really! It's an API! Please. Please. Please.
Stacy Luft, EMBA
Posted 3 Nov 2022
1 out of 5 stars

Enterprise Solution - not for small business

I found this app in the Xero marketplace while researching solutions for my client. I signed up for a demo and this is the email I received from sales: Hi Stacy, Thanks for scheduling time with me! Excited to show you our platform. Before our call, can you confirm you meet our requirement of 75k+ cash balance in a US bank account? If so, could you then answer the below questions (should only take 90 seconds!): What is your estimated monthly corporate card spend? (Need to ensure we can provide a high enough limit) Current corporate card program? Current accounting provider? (Will want to make sure we integrate) Do you use any expense management tooling? What Ramp products are you interested in? (Corporate Cards, Employee Reimbursements, Flex (buy now, pay later), Bill Pay, etc.) Anything top of mind that you'd like to cover on the call? Thanks so much - looking forward to speaking with you soon. Best, Ryan
2 people found this review helpful.

Response from Ramp

Hi Stacy, thank you for your feedback. Ramp provides a spend management product for businesses of all sizes, and our customers include companies with as few as 1-2 employees. As Ramp includes the powerful ability to issue corporate credit cards to employees with extensive spending controls, a financing application is required to make full use of the product. This is standard practice for any corporate spend product that includes the ability to issue cards. I hope that helps!

Additional info

Shared data

Paymentsshared from Xero to Ramp and from Ramp to Xero
Contactsshared from Xero to Ramp and from Ramp to Xero
Accountsshared from Xero to Ramp
Tracking Categoriesshared from Xero to Ramp and from Ramp to Xero
Invoicesshared from Ramp to Xero


PaymentsBills and expenses


FranchiseProfessional servicesAccounting

App details

By Ramp
Added in 2020


United States




Setup walkthroughContact



Get started with Ramp

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