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Melio Payments

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Reviews by verified Xero users.
1.8 out of 5 stars
14 Reviews

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Benjamin Pratt
Posted 4 Mar 2026
1 out of 5 stars

No Xero sync

The $25 plan specifically states that it will sync with Xero, but when you go to the sync page, it isn't even an option, but they took my money anyway.

Response from Melio Payments

Hi Benjamin, Thank you for bringing this to our attention. I understand how confusing it would be to expect Xero syncing on the $25 plan and not see the option available after subscribing. To clarify, Melio does sync with Xero. During the initial sync, all unpaid bills and their associated vendors in Xero are imported into Melio. After that, any new bill you create in Xero, along with any new vendor tied to that bill, will automatically sync into Melio as well. We’d be glad to help you get the integration up and running and look into why the sync option isn’t appearing on your end. Please reach out to our support team at support@melio.com , and we’ll review your account setup to ensure everything is configured correctly. We appreciate your patience and the opportunity to make things right. Your experience matters to us, and we’re committed to improving. All the best, Team Melio
MM
Mike McVey
Posted 12 Feb 2026
1 out of 5 stars

already bothered

I tried to start running Melio and have a verified and Xero linked account, and yet Xero STILL is not giving me an option to embed in invoices pushing me to other products. Xero is even enshittifying itself against its own damned acquisitions, it appears, as Melio is a Xero owned company now. What a crock.
RD
Richard Davis
Posted 29 Jul 2025
5 out of 5 stars

Love it.

Very convenient and well built.
MW
Melissa Wasgatt
Posted 24 Apr 2025
1 out of 5 stars

Lots of issues and no tech support resolve

When we first started using Melio for our clients it was great. Worked as expected. Then they did a big update and very important features stopped working. They no longer sync combined payments to Xero. Though I have submitted many support tickets, almost a year later they still have not fixed the issue. They started charging in October 2024, with very little warning. Since Melio has became a pay to use app, sync with Xero disconnects almost weekly and still has not resolved combined payments syncing to Xero. Yet they now charge $.50 per item over 25 per month. They have shown zero regard to resolve any technical issues. They also will not allow you to collect payments from Individuals. If you are a business who sells to individuals, you cannot use Melio to collect payments. They do not recognize bill credits or partial payments. They miss the mark in so many areas of basic business. Save yourself the headache.

Response from Melio Payments

Hi Melissa, thank you for taking the time to share your feedback, and we’re truly sorry to hear about the frustrations you’ve experienced with Melio. We understand how disruptive technical issues—especially with something as critical as Xero syncing—can be to your business operations, and we apologize for the inconvenience caused. After reviewing your recent interactions with our support team, we can confirm that your case has been escalated to our Technical team for further investigation. Please rest assured that the agent you’ve been in contact with will follow up via email as soon as there’s an update or resolution available. We genuinely appreciate your patience and the opportunity to make things right. Your experience matters to us, and we’re committed to improving. All the best, Team Melio
RR
Rob Rowell
Posted 29 Jul 2024
1 out of 5 stars

Does not connect to Xero

Xero says it is connected to Melio but Melio says it cannot verify credentials. Support said they needed to escalate but with no time frame on a solution if any. They have lost this accountants clients to Bill.com. Unfortunate because Bill.com is painful to use. Atleast it works.
One person found this review helpful.
FS
Fabian Soto
Posted 26 Sep 2023
1 out of 5 stars

Faulty Xero integration

The system is okay, but the integration with Xero is a mess, not responsive, and not reliable, and Melio support is deficient, they don't seem to know how to fix any issues. Don't waste your time with this app.
2 people found this review helpful.
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