Accept direct debit, credit card, Apple Pay, and Google Pay payments online and get paid up to twice as fast when using Stripe in Xero. You can also set recurring payments for repeat customers with auto pay* to turn always-late into on-time payers.
Whenever you receive payments via Stripe, whether via a Xero invoice or an eCommerce store, you'll automatically see the transaction data flow into Xero and can reconcile each payment with one click.
*Stripe auto pay is only available on repeat invoice templates with the approved for sending status.
Stripe + Xero
Do business around the world: Accept domestic and international card payments from your customers globally for a low fee. Pay 1.4% + 20p (all European cards) per successful card transactions on European cards, or 2.9% + 20p per successful card transactions on non-European cards.* Read more about Stripe pricing here.
Consistent cash flow: Set your payout schedule through the Stripe dashboard and view all of the payments to your bank account. Standard payout times for the United Kingdom are 7-business days. Payout time for the first payment may take 7-10 business days.**
24/7 support: Get help when you need it most. Easy access to step-by-step instructions on how to use Stripe and Xero, and 24/7 support from our customer team. If you have questions about fees and payout times, click here to contact Stripe’s support team.
No chasing payments: Save time and effort when you set up Stripe auto pay and start collecting recurring card payments for repeat billing customers. Auto pay is available on a repeating invoice template that is approved for sending.***
Easy reconciliation: Xero will automatically match payments as they come through your Stripe bank feed, making it easier to reconcile payments with one click. Say goodbye to tracking down payments and fees included in a daily, weekly, or monthly Stripe payout.
Secure and compliant: Protect your customer's information and block fraudulent transactions when you accept online card payments through Stripe. Stripe is a PCI DSS Level 1 certified provider and supports PSD2 regulations in Europe including Strong Customer Authentication (SCA).
**Stripe fees listed above are subject to change. *
**Payout times for your first payment may take between 7 to 10 business days due to financial regulations. For more information about Stripe's payout times, click here. In addition, payout times for businesses in higher-risk industries may take longer.
***Stripe auto pay is only available on repeat invoice templates with the approved for sending status.
You can use Stripe with Xero in any country where Stripe is supported, and you have an active bank account. It only takes a few minutes to get set up. You can do this directly from the Xero invoice or in your Xero settings.
In your Xero settings:
- Go to General Settings and click Payment Services.
- Click 'Get Started' on the right hand side of Credit Cards powered by Stripe.
- Click 'Sign up for Stripe' to set up your new account, and follow the instructions to complete the process.
Already have a Stripe account? Select 'I have a Stripe account' after step #2, and log into your Stripe account using your current credentials.
Reviews & ratings
Unusable ACH workflow
Response from Stripe
Response from Stripe