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Atoa Instant Bank Pay

By Atoa Instant Bank Pay
5 out of 5 stars
Free 7 day trial available
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Instant payments, lower fees. Accept instant invoice payments directly from your customer’s UK bank account. Pricing starts at 0.7% + 10p per transaction with custom pricing for high-volume businesses. Sign up to Atoa in just five minutes and get 7 days of absolutely free payments.
Rated
5.0
out of 5
Reviewed by
3
Xero users
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Free 7 day
trial available
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Overview

Atoa allows businesses to accept payment via UK Bank App or Internet Banking. Our service is designed for businesses who send payment invoices to customers and want to avoid high fees charged by card companies.

How Atoa can help your business

  • Reduce payment fees by up to 60%
  • Get paid instantly and boost cash flow
  • Collect in-store and SMS payments
  • Eliminate manual admin work with every payment synced in your Xero system
  • Enjoy zero chargeback risk

Sign up in less than five minutes and enjoy 7 days of free payments with no contracts or hidden charges.

Atoa Instant Bank Pay + Xero

After integrating Atoa with Xero, businesses can easily create Xero invoices and send them to customers. Once the payment is completed, businesses receive the funds instantly in their bank account, and the invoice is automatically marked as 'paid' in Xero.

Reviews & ratings

5.0 out of 5 stars
3 Reviews

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Most recent reviews

RA
Raghad Aziz
Posted 15 Aug 2024
5 out of 5 stars

Atoa review

It is an excellent app, very fast and instant payment. Well done

Response from Atoa Instant Bank Pay

Thanks, Adam. We're excited that Atoa is helping you save on payment fees and providing instant settlement. - Team Atoa
AG
Adam Galloway
Posted 7 Aug 2024
5 out of 5 stars
Switching to Atoa for our Xero invoices has been great. Fees are way less than Stripe and we get the funds instantly! Would highly recommend

Response from Atoa Instant Bank Pay

Thanks, Adam, for your five star review! We're thrilled you've had a great experience with Atoa and are saving money on payment fees. - Team Atoa
SN
Sid Narayan
Posted 31 Jul 2024
5 out of 5 stars

Saving on stripe fees.

We used to send invoices with Stripe links. We've now switched to Atoa. The flow is intuitive and the settlement is instant. Fees are 65% lower than Stripe.
2 people found this review helpful.

Response from Atoa Instant Bank Pay

Thanks, Sid, for your wonderful review! We're delighted you are enjoying our service. - Team Atoa

Additional info

Shared data

Xero
Atoa Instant Bank Pay
Paymentsshared from Atoa Instant Bank Pay to Xero
Invoicesshared from Xero to Atoa Instant Bank Pay

Functions

Invoicing and jobsPayments

Industries

Professional servicesRetailAutomotive

App details

By Atoa Instant Bank Pay

7 day free trial available

Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.