Month-end on autopilot with Mimo Associate.

Add an intelligent layer across your entire month-end workflow:

• Collect documents & client context instantly: Agents chase missing documents, gather explanations and context from clients, or pull files directly from connected email accounts. Uploaded documents are auto-sorted to the right request.

• AI-powered scanning & matching: Documents are scanned, extracted and matched to transactions – giving teams complete, accurate information before adjustments begin.

• Auto-identify accruals, pre-payments & variances: Agents suggest adjustments based on documents, history, and variance analysis, with drafted journal schedules ready for review.

• Faster review & commentary: Get a clean P&L and balance sheet overview with key variances highlighted and editable AI commentary you can share with clients. Close faster with more confidence.

Payments & AR/AP automation

• Pay with one click: Save up to 1 day a week with smoother invoice payments. Connect Xero and batch-pay suppliers with a single click.

• Pay in any currency: Pay suppliers in any currency effortlessly. Convert from GBP at point of payment, or hold funds in our multi-currency accounts.

• Pay later with built in credit line: Control cash flow with our built-in credit line, Mimo Flex. Pay suppliers up to 90 days later and reduce working capital needs.

• Simplify approval flows: Set up roles & approval flows to collaborate across finance teams, accountants or bookkeepers.

• Run payroll for free: Pay your team with a click. Export details from your payroll software in any file format. Upload, set pay date and relax.

• Enjoy instant reconciliation: Stay up to date with live sync. Mimo auto-reconciles all payments with Xero.

Get paid faster

• Get paid effortlessly: Automate billing and collections with Xero sync. Send branded payment requests and reminders, track statuses in one smart dashboard, and get paid faster.

• Live digital statements: Share links to branded portals showing current and historical invoices with pre-filled payment methods—no more back-and-forth.

• Smart insights & pay scores: Monitor receivables in one view and analyse payment behaviour.

• Flexible payment methods & terms: Offer customers multiple payment options and provide up to 60-day payment terms.