Overview
Xero makes it easy to manage, approve pay bills. Select the bills you want to pay using direct bank transfer, and authorise the batch payment directly from your banking app or online banking. Funds are transferred from your bank account by Crezco using open banking - it's all about making life easier and saving time on your accounts payable.
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Pay multiple bills: Bulk pay bills in a single batch, and save time paying each bill separately or exporting a payment file. Consolidate the bills owed to a single supplier into one convenient batch payment in Xero.
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Payment approval workflow: Allow employees or your advisor to help prepare bills for payment then handover to you for the final review and payment authentication, maintaining full control over your bank account.
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Schedule payments: Schedule bills to be paid at a future date. Avoid potential bank charges for same day transactions, missing due dates and manage what comes out of your bank account and precisely when it does.
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Multi-factor authentication (MFA): Authorise all payments from Xero using multi-factor authentication providing peace of mind that your financial data and money is protected. In addition, if Confirmation of Payee is enabled by your bank, your supplier's banking details will be verified before any funds leave your account.
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Real-time payment status: View the status of your payments at any time without needing to log in to your bank account. You can also see an overview of all bill payments made using direct bank transfer giving you an accurate, digital record of which suppliers have been paid and when.
Bill payments is available on Xero UK-based Business Edition subscriptions. There are no monthly subscription fees, only pay when you select direct bank transfer as the payment method.
Note: We recommend checking with your financial institution to see if open banking is supported, and if there are any banking rules or restrictions on the type of account or payment limits that may apply.

Xero Bill Payments + Xero
Xero has partnered with Crezco, a payment institution that is authorised by the Financial Conduct Authority (FCA) to provide open banking payment services in the UK. Crezco is responsible for providing all payment services when you pay bills by direct bank transfer from Xero.
Getting started
Set up is free and easy, simply connect your bank in Xero, then the option to pay by direct bank transfer will be available as an additional payment method.
Connecting Xero to your bank takes less than 2 minutes.
- Allow data sharing permissions to enable open banking services
- Select your bank
- You will be redirected to your online banking to log in
- Select your bank account
- Confirm and complete
Reviews & ratings
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Quick, easy and secure payments

A solid took

Crezco payments
Additional info
Functions
Bills and expensesPaymentsIndustries
RetailProfessional servicesConstruction and tradesApp details
Get started with Xero Bill Payments
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