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Xero Bill Payments

By Xero
4.69 out of 5 stars
Pay bills online, directly from Xero. Securely pay one bill or many in 25+ currencies with just a few clicks. Save time, avoid manual errors and stay in control of your accounts payable. View real-time payment status in Xero, and unlock accurate insights to help manage cash flow.
Rated
4.7
out of 5
Reviewed by
16
Xero users
Listed for
1 year
May 2024
Key functions
Bills and expenses

Overview

Paying your suppliers is easier than ever with bill payments in Xero. Combine seamless, secure bill payments with your accounting all in one place. No more manual bank transfers or juggling different platforms. Save time, minimise errors and gain full visibility over your cash flow, while maintaining the flexibility to pay bills the way you want.

  • Easy, one-time setup: Get started in Xero. Simply allow data sharing permissions with our trusted partner Crezco and connect your bank account (approx. 1-2mins).

  • Bill payments made simple: Pay one bill or many in 25+ currencies with just a few clicks. Schedule GBP payments for later and consolidate bills to a single supplier into one transaction saving time and effort.

  • Flexible payment options: Send money all over the world including Europe (EUR), America (USD) and Australia (AUD). With no e-wallets, foreign currency accounts or virtual IBANs, delight suppliers with prompt payments direct to their bank account.

  • Complete control and visibility: Review and authorise payments prepared by your team and easily track real-time payment activity in Xero.

  • Secure, trusted payments: Authorise all payments using multi-factor authentication from your banking app or online banking. Crezco securely processes payments from one bank to another providing peace of mind that your financial data is protected at every step.

  • Automated reconciliation: The bills are marked as paid and payments are automatically reconciled in Xero, ensuring your records are accurate and up to date.

Bill payments is available on Xero UK-based Business Edition subscriptions. With no recurring subscription fee or fees for additional users—just pay per transaction when using direct bank transfer in Xero.

Note: We recommend checking with your financial institution to see if open banking is supported, and if there are any banking rules or restrictions on the type of account or payment limits that may apply.

Xero Bill Payments
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Xero Bill Payments + Xero

Xero has partnered with Crezco, a payment institution that is authorised by the Financial Conduct Authority (FCA) to provide open banking payment services in the UK. Crezco is responsible for providing all payment services when you pay bills by direct bank transfer from Xero.

Reviews & ratings

4.7 out of 5 stars
16 Reviews

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Most recent reviews

FS
Florentina Sandu
Posted 13 Jan 2026
5 out of 5 stars

Highly recommend

We carry out a high volume of migrations to Xero, and Xero Bill Pay has made it much easier for us to support our clients in paying suppliers directly from Xero. It has removed several manual steps from their workflow and typically saves clients around 1–2 hours per week. It is one of the features clients most look forward to using once they migrate. For clients who use it regularly, it has also reduced errors and made the payment process faster, more consistent, and easier to manage.
One person found this review helpful.
VM
Vishal Mistry
Posted 7 Jan 2026
1 out of 5 stars

Suppler payment reference

We have been experiencing an ongoing issue with bulk payments where our suppliers are unable to see the reference numbers on their end, even though the reference is correctly entered and appears on our side when the bills are posted. This has caused repeated confusion and delays in reconciling payments. Despite raising this issue multiple times and chasing for a resolution, the problem remains unresolved. We would appreciate a clear update and a permanent fix as this is impacting our supplier relationships and our internal processes.
EO
Emmanuel Ohene-Addo
Posted 23 Apr 2025
5 out of 5 stars

Time saver

Scheduling and making payments directly through Xero is a huge time-saver for my team. The approval process, whether single or multi-step depending on your bank, also significantly reduces the risk of manual payment errors. Looking forward to when this is implemented for payrun!
4 people found this review helpful.

Additional info

Functions

Bills and expenses

Industries

RetailProfessional servicesConstruction and trades

App details

By Xero
Added in 2024

Countries

United Kingdom

Languages

English

Support

Setup walkthroughContact supportapi@xero.com

Get started with Xero Bill Payments

Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.