By Xero
    3.24 out of 5 stars
    Stripe makes it easy to accept payments from debit cards, credit cards, Apple Pay, and Google Pay for online invoices sent from Xero—so you can get paid faster.


    Accept direct debit, credit card, Apple Pay, and Google Pay payments online and get paid up to twice as fast when using Stripe in Xero. You can also set recurring payments for repeat customers with auto pay* to turn always-late into on-time payers.

    Whenever you receive payments via Stripe, whether via a Xero invoice or an eCommerce store, you'll automatically see the transaction data flow into Xero and can reconcile each payment with one click.

    *Stripe auto pay is only available on repeat invoice templates with the approved for sending status.

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    Stripe + Xero

    Do business around the world: Accept domestic and international card payments from your customers globally for a low fee. Pay 1.4% + 20p (all European cards) per successful card transactions on European cards, or 2.9% + 20p per successful card transactions on non-European cards.* Read more about Stripe pricing here.

    Consistent cash flow: Set your payout schedule through the Stripe dashboard and view all of the payments to your bank account. Standard payout times for the United Kingdom are 7-business days. Payout time for the first payment may take 7-10 business days.**

    24/7 support: Get help when you need it most. Easy access to step-by-step instructions on how to use Stripe and Xero, and 24/7 support from our customer team. If you have questions about fees and payout times, click here to contact Stripe’s support team.

    No chasing payments: Save time and effort when you set up Stripe auto pay and start collecting recurring card payments for repeat billing customers. Auto pay is available on a repeating invoice template that is approved for sending.***

    Easy reconciliation: Xero will automatically match payments as they come through your Stripe bank feed, making it easier to reconcile payments with one click. Say goodbye to tracking down payments and fees included in a daily, weekly, or monthly Stripe payout.

    Secure and compliant: Protect your customer's information and block fraudulent transactions when you accept online card payments through Stripe. Stripe is a PCI DSS Level 1 certified provider and supports PSD2 regulations in Europe including Strong Customer Authentication (SCA).

    **Stripe fees listed above are subject to change. *

    **Payout times for your first payment may take between 7 to 10 business days due to financial regulations. For more information about Stripe's payout times, click here. In addition, payout times for businesses in higher-risk industries may take longer.

    ***Stripe auto pay is only available on repeat invoice templates with the approved for sending status.

    Reviews & ratings

    3.2 out of 5 stars
    234 Reviews
    5 star(46%)
    4 star(6%)
    3 star(9%)
    2 star(4%)
    1 star(35%)
    patrick newdick
    1 out of 5 stars

    Excessive payment fee+ 10 day payout

    I did not read the fine print and got stung with $400 fee for a credit card payment also they take 10 days to payout this yet to see any payment come through. Also could not get through to stripe to reverse this payment. DO NOT USE THIS APP Much better alternatives

    Response from Stripe

    Hey Patrick—we're very sorry to hear about the less than positive experience here, and we'd be happy to look into this further. Feel free to email us at, and we'll follow up as soon as we can.
    Aaron Ferris
    5 out of 5 stars


    hi there. i get my clients to fill out credit card pre-auth forms and am in need of a way to pre-authorize cards and bill them when needed. is stripe the right tool for this and can i pre-auth and bill clients for invoices right within xero ?

    Response from Stripe

    Hey Aaron—thanks for the 5 stars, and good question! While there may be some need to work with the Stripe account directly initially, you should be able to control the process through Xero once everything is set up. You can find more details on this here:
    Michael Bowman
    5 out of 5 stars
    Great product works seamlessly

    Response from Stripe

    Thanks for the 5-stars, Michael!

    Additional info

    App details

    By Xero
    Added in 2015


    Australia, Canada, Global, Hong Kong, Ireland, Malaysia, New Zealand, Singapore, United Kingdom, United States




    Setup walkthroughIntegration walkthrough


    Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.