You’re on the United Kingdom site
Select a region

Adfin

By Adfin
5 out of 5 stars
Put revenue on autopilot and Just Get Paid. Cards, bank transfers and direct debit all in one place, with an AI credit controller to automate receivables.
Rated
5.0
out of 5
Reviewed by
5
Xero users
Listed for
1 month
January 2026
Key functions
Debtor tracking
Payments

Overview

Overview

Adfin is on a mission to make sure your business Just Gets Paid. We are far more than a next-generation payments platform: Adfin Autopilot can manage getting paid for you, dramatically reducing the time your team spends on credit control — without compromising customer relationships.

  • Payments with the very best user experience — cards, wallets, bank transfers and modern direct debit — to remove friction and get paid faster
  • Chase overdue invoices automatically with intelligent, personalised reminders that look and feel like they were sent by you
  • Optimise every reminder as Adfin Autopilot automatically selects the best timing and channel (email, WhatsApp or SMS) for each customer
  • Eliminate back-and-forth as Adfin Autopilot handles common customer queries and payment tasks on your behalf, saving hours of admin
  • Improve cash flow with flexible instalment plans that automatically allocate payments to the correct invoices
  • Protect your revenue and drive on-time payment by automatically applying late payment fees.

Pricing

Our standard price is 20p + 1.0% per successful collection, capped at £4 for direct debits and bank payments. Discounts are available for accountants and businesses processing over £200k a month. View our full pricing on our website.

  • No monthly fee or minimums
  • Unlimited users, workflows and chasers
  • Direct debits and bank payments capped at £4
  • Accountants and Bookkeepers can reduce fees with our ABC Club, refer one client and reduce your direct debit fee to 0.75%, keep referring and your fees scale down to 0%.

Adfin + Xero

Adfin has a full two way sync with Xero. We import approved invoices automatically to Adfin, handle the collection, and post payments back to Xero for easy reconciliation.

Our integration has been built and extensively tested to handle every edge case, so you can focus on running your business and not reconciling payments.

Adfin is also added as a payment method on your invoice PDF, so your customers have an easy way to pay using the link on the invoice.

Reviews & ratings

5.0 out of 5 stars
5 Reviews

Sort and filter

Rating
Sort

Most recent reviews

MK
Monika Kamycka
Posted 29 Jan 2026
5 out of 5 stars

User friendly with excellent support

The platform is so easy to use compared to everything else we tried, you get great visibility of where things are (mandates signed/pending, payments received/in transit/failed) and their support is second to none. Very happy to have made the jump :)

Response from Adfin

Thanks very much! Pleased to hear Adfin’s proving easy to use and support is hitting the mark!
EV
Emily Vass
Posted 28 Jan 2026
5 out of 5 stars

Zero bad debts & fast payments

Adfin has genuinely transformed how I get paid. From direct debits to quick payment links and even automated WhatsApp chasers, it’s modern, flexible, and just works. The customer service is brilliant, the pricing is super reasonable, and it’s now even more seamlessly integrated with Xero, which makes the whole process effortless. Since switching to Adfin, I’ve had zero bad debts and even the latest overdue invoices from before got paid! It's truly one of the best investments I’ve made in my tech stack. Couldn’t recommend them more.

Response from Adfin

Thank you for the amazing feedback, Emily! Zero bad debt is the best kind of metric!
NH
Nicola Hageman
Posted 28 Jan 2026
5 out of 5 stars

Adfin had replaced 3 different systems

I've been using Adfin for over a year and it's great. Great software, great team and great service I've replaced my old DD provider, card payments, auto bank transfers and my credit control app. And it's cheaper, win win. The Xero integration is seamless too.

Response from Adfin

Thanks Nikki! When one tool replaces DDs, cards, bank transfers and credit control, we know we’re doing something right 😄 Your feedback has been hugely valuable in shaping Adfin and making the Xero integration seamless!

Additional info

Shared data

Xero
Adfin
Bank Transfersshared from Adfin to Xero
Paymentsshared from Xero to Adfin and from Adfin to Xero
Payment Servicesshared from Xero to Adfin and from Adfin to Xero
Invoicesshared from Xero to Adfin and from Adfin to Xero
Contactsshared from Xero to Adfin and from Adfin to Xero
Branding Themesshared from Xero to Adfin and from Adfin to Xero
Accountsshared from Xero to Adfin and from Adfin to Xero
Overpaymentsshared from Xero to Adfin and from Adfin to Xero
Tracking Categoriesshared from Xero to Adfin and from Adfin to Xero
Prepaymentsshared from Xero to Adfin and from Adfin to Xero
Itemsshared from Xero to Adfin and from Adfin to Xero
Credit Notesshared from Xero to Adfin
Bank Transactionsshared from Xero to Adfin and from Adfin to Xero

Functions

Debtor trackingPayments

Industries

Professional servicesAccounting

App details

By Adfin
Added in 2026

Countries

United Kingdom

Languages

English

Support

Setup walkthroughContact supportsupport@adfin.com

Follow

LinkedIn

Get started with Adfin

Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.