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Bankeasy

By Bankeasy
5 out of 5 stars
 1 reviews
Free 60 day trial available
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Automate Swiss banking for Xero. Generate ISO 20022 PAIN.001 payment files, import Swiss QR-Bills & ZUGFeRD, and auto-reconcile CAMT.053 via automated feeds. Verify KYC via Zefix. Zero data retention security for Swiss SMEs, fiduciaries (Treuhand), and NGOs.
Rated
5.0
out of 5
Reviewed by
1
Xero user
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Free 60 day
trial available
Listed for
2 years
September 2023

Overview

Complete Swiss Banking & ISO 20022 Automation for Xero

Digintu is the certified Swiss Bank Connector that bridges your Xero cloud ledger directly with Swiss e-banking portals (PostFinance, UBS, Credit Suisse/UBS, Raiffeisen, ZKB, Kantonalbanken, and Eurozone banks).

Eliminate manual data entry, ensure 100% compliance with SIX banking standards, and realize truly automated accounting Switzerland. Streamline your accounts payable, receivable, and AMLA compliance in minutes.

Key Capabilities

1. Automated Supplier Payments (PAIN.001)

  • ISO 20022 Compliance: Select unpaid bills in Xero and compile bank-ready ISO 20022 payment files (PAIN.001 XML) in one click.
  • Full Swiss Routing Support: Native handling for Swiss QR-IBANs with 27-digit QRR references, standard IBANs, ISO 11649 SCOR references, SEPA, and cross-border international transfers.
  • Inline Grid Validation: Review and edit creditor IBANs, BICs, or amounts directly before compilation with real-time validation warnings.

2. Bank Statement Auto-Reconciliation & Automated Feeds

  • Automated Feeds: Establish touchless data pipelines. Push statements directly into Xero via secured Google Drive, Email, FTP, or API without manual uploads.
  • Native XML Ingestion: Support for automated or manual drops of raw CAMT.053 or CAMT.054 bank statement files, alongside mapped CSV / Excel tabular data.
  • Smart Radar Matching: Intelligent matching algorithm cross-references transaction amounts and payment references against open Xero invoices for seamless camt.053 Xero reconciliation.

3. Swiss QR-Bill & ZUGFeRD / Factur-X Invoicing

  • ZUGFeRD Invoice Import: Extract structured QR Bill data, ZUGFeRD / Factur-X embedded XML, or bulk CSV / Excel spreadsheets directly into Xero "Awaiting Payment" bills.
  • Outbound Generation: Create official Swiss QR payment slips and ZUGFeRD XML invoices for your customers. Automatically attach generated QR Invoices (PDFs) to Xero.

4. Know Your Contact (KYC) & Compliance

  • Swiss Zefix Integration: Verify counterparties directly against the Swiss central business registry.
  • AMLA Compliance: Maintain strict Anti-Money Laundering Act (GwG) compliance by cross-checking Xero contacts via strict UID and fuzzy name logic.

Built for Swiss Security & Accounting Practices

  • Zero-Data Retention Security: Authenticate via Xero OAuth2. All transactions are processed in real-time memory sandboxes—your financial data is never stored on our servers.
  • Fiduciary & Multi-Entity Ready: Connect and toggle between multiple Xero entities instantly. Invite Treuhand team members with inherited Xero access permissions.
  • Native Multi-Lingual Interface: Fully available in English, Deutsch, Français, and Italiano.
  • Swiss NGO Discount: Registered Swiss Associations (Verein) and Foundations (Stiftung) receive a 50% lifetime discount verified automatically via ZEFIX UID.
Bankeasy
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Bankeasy + Xero

Digintu connects seamlessly to Xero via official OAuth2 authentication, providing a secure bridge for Xero Swiss banking workflows.

How the integration works:

  1. Two-Way Invoice Synchronization: Digintu securely reads unpaid Accounts Payable (ACCPAY) and Accounts Receivable (ACCREC) invoices from your Xero organization to prepare PAIN.001 payments or issue outbound Swiss QR-Bill Xero documents.
  2. Direct Bill & Contact Creation: Digitize incoming Swiss QR-Bills, Factur-X / ZUGFeRD e-invoices, or bulk CSV spreadsheets. Digintu automatically creates or matches supplier contacts and pushes "Awaiting Payment" bills into Xero.
  3. Continuous Inbound Pipelines: Utilize our Automated Feeds (SFTP, REST API, Email, Google Drive) to route bank files directly from your financial institution. Digintu processes these drops in real-time.
  4. Bank Feed Line Injection: Upon ingesting a CAMT.053 XML, CSV or Excel bank statement file, Digintu cross-references transactions against open ledger items and pushes reconciled statement lines directly into your Xero Bank Feed.
  5. Compliance Synchronization: The KYC module reads your Xero contacts, verifies them against the Swiss Zefix registry, and pushes validated UIDs and corporate identities back into your Xero directory.
  6. Automatic Attachment: Generated PDF invoices with official Swiss QR payment slips are attached directly back to the Xero invoice for native customer emailing.

Security Architecture: Digintu operates on a strictly Zero-Data Retention model. All file processing, including ISO 20022 payment files, occurs in volatile memory sandboxes during your active session. Your confidential accounting records remain strictly inside Xero and your bank.

Pricing plans

This app includes a free 60 day trial

*All prices are exclusive of tax

FREE

Free
  • 10 Transactions / month
  • 1 Xero Organization
  • 1 Team Seat (Owner)
  • Swiss QR-Bill & ZUGFeRD Parsing
  • ISO 20022 PAIN.001 Payments
  • CAMT.053 Auto-Reconciliation
  • Bulk CSV & Manual Imports
  • Automated Feeds (API, SFTP, Drive, Email)
  • Multi-lingual: EN, DE, FR, IT

STANDARD

EUR 31.00 /month (billed monthly)
  • 100 Transactions / month
  • 1 Xero Organization
  • 1 Team Seat (Owner)
  • Swiss QR-Bill & ZUGFeRD Parsing
  • ISO 20022 PAIN.001 Payments
  • CAMT.053 Auto-Reconciliation
  • Bulk CSV & Manual Imports
  • Automated Feeds (API, SFTP, Drive, Email)
  • Multi-lingual: EN, DE, FR, IT

ADVANCED

EUR 106.00 /month (billed monthly)
  • Unlimited Transactions (No Caps)
  • 3 Organizations Included (+CHF 19/mo per extra)
  • 3 Team Seats Included (+CHF 5/mo per extra)
  • Swiss QR-Bill & ZUGFeRD Parsing
  • ISO 20022 PAIN.001 Payments
  • CAMT.053 Auto-Reconciliation
  • Bulk CSV & Manual Imports
  • Automated Feeds (API, SFTP, Drive, Email)
  • Multi-lingual: EN, DE, FR, IT
Pricing is provided by app partners. Pricing is correct at time of publishing.

Getting started

Start automating your Swiss payments and bank reconciliation in under 2 minutes:

Step 1: Connect Xero Click "Get this app" and log in with your standard Xero credentials. Grant permission for Digintu to access your active organization.

Step 2: Configure Bank Account In Xero (Accounting > Bank Accounts), ensure your funding bank account has a valid IBAN (in the Account Name field) and BIC (in the Account Number field).

Step 3: Execute Workflows

  • Pay Bills: Filter by unpaid purchases, click "Process Selected Bills", choose your strategy (Swiss QR, Inland, or International), and download your PAIN.001 XML file to upload to your e-banking portal.
  • Configure Automated Feeds: Navigate to "Automations & Feeds" to establish an FTP, API, Google Drive, or Email pipeline. Set your mapping rules, and let Digintu handle inbound statements automatically.
  • Import Statements: Rely on your automated pipelines or drag & drop CAMT.053 / CAMT.054 XML / CSV / Excel files to auto-match and push lines to your Xero bank feed.
  • Issue QR-Bills: Go to Invoices, select a customer sales invoice, and generate an official Swiss QR Invoice PDF attached directly to Xero.
  • Verify KYC: Open the KYC dashboard to scan your Xero supplier and customer contacts against the Swiss Zefix registry to ensure corporate compliance.
Screenshot 1 for app Bankeasy

Reviews & ratings

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5.0 out of 5 stars
1 Reviews

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Most recent reviews

MC
Matthieu Chamorel
Posted
5 out of 5 stars

Swiss bank connected App

Finally a connection swiss banks! Import camt files and export pain.001.
One person found this review helpful.

Additional info

Shared data

Xero
Bankeasy
Invoicesshared from Xero to Bankeasy and from Bankeasy to Xero
Contactsshared from Xero to Bankeasy and from Bankeasy to Xero
Accountsshared from Xero to Bankeasy
Paymentsshared from Xero to Bankeasy
Bank Transactionsshared from Xero to Bankeasy and from Bankeasy to Xero

Functions

Bills and expensesInvoicing and jobs

Industries

Not for profitProfessional servicesAccounting

App details

By Bankeasy
Added in 2023

Countries

Australia, Canada, Global, Hong Kong, Indonesia, Ireland, Malaysia, New Zealand, Philippines, Singapore, South Africa, United Kingdom, United States

Languages

English, French, German, Italian

Support

Setup walkthroughContact supportxero@digintu.tech

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