Overview
FundTap is the leading on-demand invoice funding solution for small businesses across New Zealand and Australia. Connect FundTap and Xero to turn your unpaid invoices into cash within hours, giving you control over your cashflow when you need it most.
Lightning-fast setup with seamless Xero integration
Getting started takes just minutes – connect your Xero account and FundTap automatically displays your eligible invoices. No paperwork, no complex forms to fill out, and no changing your bank details. Your existing invoice workflow stays exactly the same.
Access cash when your business needs it
Choose any unpaid invoice and get funded within hours, even at 3am. Perfect for covering unexpected expenses, taking advantage of growth opportunities, or simply smoothing out cashflow gaps while waiting for payments. Your customers keep paying as normal – they won't even know you're using FundTap.
True on-demand funding with no ongoing commitments
Unlike traditional finance, there are no monthly fees, no long-term contracts, and no minimum usage requirements. You only pay a simple, transparent fee when you choose to fund an invoice. Early repayment? No problem – we'll recalculate and reduce your fee accordingly.
Maintain your banking relationships
Because FundTap buys your invoices rather than lending against them, your ability to borrow from banks and other lenders isn't affected. This means you can keep your existing lending facilities while adding FundTap's flexibility to your financial toolkit.
Built for growth and planning
Our customers see an average revenue growth of 54% over two years. Use FundTap to confidently take on new projects, hire staff, purchase equipment, or invest in stock – knowing you can access your invoice payments when you need them. Perfect for predicting and managing cashflow challenges before they impact your business.
Simple, transparent pricing that puts you in control
Fees start from just 4% of the invoice value, with no hidden charges. No setup fees, no admin fees, no monthly fees – you only pay when you use the service. The cost is always clear upfront, so you can make informed decisions about your cashflow.
FundTap is trusted by businesses across construction, professional services, recruitment, and distribution to provide fast, flexible cashflow solutions. With headquarters in Nelson, New Zealand, we're committed to helping small businesses thrive by giving them instant access to their money when they need it most.
FundTap + Xero
FundTap connects seamlessly with Xero to give you quick access to your unpaid invoices. Turn your outstanding invoices into cash within hours, without changing how you work with your customers.
🚀 Get started in minutes
Connect your Xero account to FundTap and we'll automatically display all your eligible invoices. No paperwork, no complex setup – just quick access to your funds when you need them.
💸 From invoice to cash in hours
Simply select any unpaid invoice in your Xero account and get it funded within hours. Perfect for:
- Covering payroll or unexpected expenses
- Taking advantage of supplier discounts
- Investing in growth opportunities
- Managing seasonal cashflow fluctuations
📊 Automatic reconciliation
When your customer pays their invoice in Xero, we automatically reconcile the payment. No manual reconciliation required, and your books stay perfectly up to date.
🔒 Private and secure
Your customers continue paying you as normal through Xero – they won't even know you're using FundTap. No need to change bank accounts or update payment details.
💯 Complete visibility
Track all your funded invoices directly in Xero, with clear reporting on:
- Which invoices are funded
- When payments are due
- Total funding costs
- Available funding capacity
🔄 Maintain your workflow
Keep using Xero exactly as you do now. FundTap works behind the scenes to give you access to your funds sooner, without disrupting your existing processes.
The seamless integration between Xero and FundTap is trusted by businesses across New Zealand and Australia to transform their cashflow management. With no paperwork and funding available 24/7, you can access your invoice payments when your business needs them most.
Getting started
Get up and running with FundTap and Xero in just minutes:
Getting Connected
- Create a free account at fundtap.co.
- Connect your Xero account when prompted during signup
- Your unpaid invoices will automatically appear in your FundTap dashboard
- Select any invoice you want funded and get cash within hours
What happens next?
- Your customers keep paying you as normal through Xero
- Payments are automatically reconciled when received
- You only pay for what you use, with no ongoing commitments
- Access funding 24/7 whenever you need it
Need help getting started? Our team is here to help – reach out anytime for support or to book a quick demo.
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