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By Luca+
5 out of 5 stars
LUCA Plus is an all-in-one cash flow management and business transaction automation platform that empowers small to medium-sized businesses to thrive by achieving financial confidence, time and money savings.
out of 5
Reviewed by
Xero users
Listed for
5 years
June 2019
Key functions
Debtor tracking


LUCA Plus is an all-in-one cash flow management and business transaction automation platform that empowers small to medium-sized businesses to thrive by achieving financial confidence, time and money savings.

LUCA Plus eliminates cash flow headaches with simple tools.

We help your business get paid faster, release your cash flow stress and save your time and money via our LUCA Pay B2B smart payment solution combined with accounts receivable, and accounts payable automation powered by EDI e-invoicing and the Blockchain technology.


LUCA Pay is a smart B2B payment solution that eases cash flow stresses on paying your bills

The application process is simpler as it’s 100% paperless. It is automated with a dynamic credit line. Easily upload the bills you want us to pay. It can be from suppliers, business expenses, taxes, etc. Pay only a minimal 4.5% fixed fee; pay back the amount in 4 equal installments every 28 days over three months.

Account Receivable

Helps business get paid faster with three main features: Chase - we help you chase up your late payers by making phone calls, sending sms and emails as your preferences Letter of Demand - template for small-medium sized businesses to send out to late paying customers/clients. Debtor Collection Service - we have partnered with professional and effective debtor collection agents to improve your late payment collection results.

Account Payable

Makes B2B payment management simpler and smarter by releasing your payment stress to suppliers, save your time on manual processing and reconciling payment transactions via the following features:

LUCA Pay - processes your payments to your supplier and automatically marks it as paid to save your time on reconciling accounts.

Peppol E-invoicing and EDI - allows your suppliers to directly send their invoices into your accounting system to save your time and reduce errors from manual processing.

Luca+ + Xero

LUCA+ integrates seamlessly into Xero to enable instant automation, and an immutable audit trail. There are just a few quick steps required to join. You can start ‘e Invoicing’ in minutes:

  1. Sign up to LUCA+

  2. Sync your Xero accounts receivable and accounts payable data.

  3. Import your contacts.

  4. Start automating your accounts receivable and accounts payable.

  5. Use ‘bank reconciliation’ feature to match and track payments (Luca+ is integrated into 76 financial institutions).

Reviews & ratings

5.0 out of 5 stars
11 Reviews

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Most recent reviews

Audrey Hong
Posted 13 Dec 2023
5 out of 5 stars
Incredible experience with Luca Pay! Revolutionizing B2B transactions, this app seamlessly integrates a buy now pay later model, empowering our business with unparalleled flexibility. The user-friendly interface simplifies transactions, while the transparent terms provide financial control. Luca Pay has significantly improved our cash flow, allowing us to pay invoices wisely. The swift approval process and fixed fees make it a standout choice in the market. Trustworthy, efficient, and a game-changer for any business looking to optimize cash management. Kudos to the developers for crafting this tool!
Amenda Ang
Posted 4 Dec 2023
5 out of 5 stars
As an accountant in Practice, this is a must have if you are running a SME. I've seen many clients improve their cashflow by using luca pay to pay their bills such as suppliers, rent, BAS, Tax and Super over 4 monthly instalments.
Teresa Loh
Posted 16 Oct 2023
5 out of 5 stars
Luca Plus is a must-have for any business! This buy now pay later app has transformed our cashflow management. It's incredibly easy to use, providing seamless transactions and expense tracking. The flexibility to buy now and pay later has been a game-changer, allowing us to make decisions without immediate financial strain. I highly recommend Luca Plus to all businesses. It's an essential tool that simplifies financial processes and boosts efficiency.

Additional info


Debtor trackingPayments



App details

By Luca+
Added in 2019

Get started with Luca+

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