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Pin Payments

By Pin Payments
4.39 out of 5 stars
Pin Payments allows you to accept debit and credit card payments in local or foreign currencies, no gateway or merchant account required.
out of 5
Reviewed by
Xero users
Listed for
9 years
November 2014
Key functions


Pin Payments is a complete online payments solution that’s flexible, open, and backed by an experienced local team ready to support your business. More than 13,000 businesses across Australia & New Zealand partner with Pin Payments, taking advantage of a platform that:

  • Offers multiple payment options to help you get paid
  • Integrates with third-party platforms (including Xero, Shopify and WooCommerce)
  • Provides a cohesive payments API to embed payments into your application
  • Offers competitive pricing with no hidden fees or monthly costs.

Pin Payments + Xero

Get invoices paid faster

Give your customers the option to pay your Xero invoices online with their debit or credit card. If you're worried about the cost of card processing fees, the integrated surcharge feature allows you to pass on card processing fees to your customer.

One-click reconciliation

Once invoice payment has been collected using Pin Payments, the invoice is marked as ‘paid’ and an expense transaction added for the card processing fee. You can then reconcile the payment with one click through the Pin Payments Bank Feed in your Xero account. The bank feed can also be used to reconcile payments collected with other payment tools in your Pin Payments account.

Reviews & ratings

4.4 out of 5 stars
27 Reviews

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Most recent reviews

Gen B
Posted 6 Feb 2024
1 out of 5 stars


Very frustrating as only one person can have the log in and that has to be the Director and it is very hard for him to have time to deal with the details. This doesnt work for accounts and delays the whole accounting process each month and causes issues with sending out statements etc.
Grace Xu
Posted 17 Aug 2023
5 out of 5 stars

great helps

very good team and helped me go through the Xero integration and download the previous transactions. The bank feed made the reconciliation much easier. Supporting team was friendly and helpful and prompt on response.
Euan Kennedy
Posted 1 Nov 2018
5 out of 5 stars
Works well for us.

Additional info




Professional servicesNot for profitRetail

App details

By Pin Payments
Added in 2014


Australia, New Zealand




Setup walkthroughContact


1300 364 800



Get started with Pin Payments

Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.