Overview
Pebl is the Australian-owned, all-in-one payment app that transforms your smartphone into a seamless payment powerhouse—no extra hardware, sign-up costs or monthly fees required.
With Pebl, you can accept payments in-person (Tap to Pay on iPhone/Android), online (Pay Now button via Xero invoices), and remotely (shareable Payment Links or QR codes).
For Xero users, Pebl's integration is a game changer.
Connect your Xero account within the Pebl app and gain full control over invoice management without leaving the app. Choose from pending invoices or create new ones directly in Pebl, accepting payments online (via Xero’s “Pay Now” button), in-person, or remotely. Pebl automatically reconciles these transactions and marks invoices as paid, simplifying your workflow and saving valuable time.
Pebl is perfect for sole-traders or larger businesses with mobile teams, making it easy to equip field technicians, volunteers, or mobile staff to accept payments using their own phones. Add new team members to your account in seconds and set up custom user permissions to control what they can access, ensuring secure and efficient operations.
Secure, transparent, and built for ease, Pebl provides real-time access to data from your mobile or desktop, empowering you to focus on growing your business without hidden fees or complex setups. Join the thousands of Australian businesses already redefining how they get paid.
Download Pebl today and experience payment simplicity like never before.
Pebl + Xero
Get Paid Fast, Anywhere
Pebl makes accepting payments easy—whether in-person, remotely, or online. Customers can pay through Tap to Pay on iPhone and Android, QR codes, PayID (instant bank transfer), and major cards, including Apple Pay and Google Pay. Set up in minutes and start receiving payments immediately - whether your onsite, on-the-go, or in the office - all without any extra hardware.
Empower Your Team, Securely
Pebl is perfect for teams, allowing staff, field workers, and volunteers to accept payments using their own phones. With Pebl’s robust user permissions, team members can take payments without accessing sensitive business information—like bank accounts or customer data—or performing functions outside their role, such as processing refunds or creating Xero invoices.
Seamless Cash Flow
Pebl connects directly with Xero, helping you track every payment and fee in real-time. Payments sync to your Xero bank feed, and transaction fees are automatically logged as expenses, providing clear visibility into your cash flow.
Affordable and Transparent Fees
Pebl’s only fee is a simple, flat 1.80% per-transaction fee. There's no hidden charges, sign-up costs or monthly fees. Accept all major cards, Apple Pay, Google Pay, and instant bank transfers (PayID). PayID transactions are $1.50 flat, regardless of size.
Turn on auto-surcharging to automatically recover the transaction fee from your customer - making Pebl completely free to use.
With Pebl, you pay only for what you use, allowing you to focus on growth.
Effortless Invoice Payments
Create and send Xero invoices, along with choosing your products, customers and payment method without leaving the Pebl app.
Select an existing Xero revenue account, or choose for Pebl to set up a new one tailored to your business needs. Each payment reconciles automatically with the invoice, so you’re free from chasing payments.
Hassle-Free Reconciliation
Xero automatically matches payments and fees from Pebl as they come through your feed. This quick, one-click reconciliation saves you time and ensures that everything is in order.
Secure, Compliant Transactions
Pebl’s commitment to secure payments includes PCI-compliant protocols and real-time fraud detection on every transaction at no extra cost. Rest assured that your customers’ data is safeguarded every step of the way.
Getting started
The best way to start accepting in-person & remote payments with Pebl and Xero, is to connect your Xero account in the Pebl mobile app.
If you're not already signed up, head to your phone's app store and search "Pebl" to begin the sign-up process. You can also head to www.pebl.me. It's free to download and sign-up, along with having no ongoing fees or monthly costs.
Once downloaded, complete the sign-up process by providing your personal, business and banking info along with ID verification. It takes as little as 5 minutes!
Once your Pebl account is active, follow the below instructions to connect your Xero account: -
- Go to Settings > Payment Settings > Invoice Settings in the Pebl app and enable Xero.
- Log in using your Xero credentials and choose the business account to link.
- Choose or create Sales and Expense accounts.
- Select a bank account for transaction reconciliation.
- Pick the appropriate GST setting (e.g., inclusive or excluded).
You can now begin to create, view, manage and share Xero invoices directly from the Pebl app. Simply head back to the home screen, select the Business Hub (small circle to the right of the blue '+' button), swipe across to the Invoice tab. You can press the blue '+' button to create a new invoice, or select a pending one you created in Xero earlier.
From there you can accept payment via Tap to Pay on iPhone or Android, or by sharing a Payment Request Link via SMS, Email, Messenger etc. You can also manually process card details or have a customer scan a QR code to complete payment.
You can also email your Xero invoices as normal, and have your customer click "Pay Now" to pay via Pebl.
If you have any issues, please use Pebl's instant support chat from within the app or email support@pebl.me.
