Overview
Smart payments. Trusted infrastructure. Powered by wauko.
WauPay is a secure, efficient payment platform developed by wauko, a financial technology company known for helping businesses shorten their cash flow cycles and optimise operational efficiency.
Fully integrated with Xero, WauPay allows finance teams to automate and control local and international payments, all while maintaining compliance, auditability, and ease of use.
Whether you're processing a handful of payments or managing high-volume supplier runs, WauPay delivers structured workflows, multi-level approvals, and treasury-grade control -without complexity.
Key Features:
- Two-Way Xero Sync: Seamlessly sync bills, suppliers, and bank accounts - whether from a clean or existing Xero environment.
- Enterprise-Grade Approval Layers: Configure user roles and assign multi-step approval rules with built-in audit trails and MFA security.
- Batch Payment Processing: Group multiple bills into a single payment batch. Approvers can edit individual line items before authorising - no need to reject the full batch.
- Local and Cross-Border Payments: Process low - and high-value payments directly from your own business bank account.
- Document-Verified Beneficiaries: Beneficiaries are matched with bank confirmation docs and invoice attachments sourced directly from your Xero records.
- Complete Audit Trails: Track every action, change, and approval from submission to settlement, ensuring full compliance and visibility.
Why WauPay?
WauPay is more than a tool - it reflects wauko’s broader mission: to build wow-worthy systems that measurably improve how businesses manage their working capital.
Established in 2015, wauko partners closely with clients to design customised financial solutions that align with their operations, cash flow cycles, and risk posture. WauPay is one of those solutions - created to deliver tangible, sustainable value at scale.

Waupay + Xero
Fully integrated with Xero utilising API Connections, WauPay allows finance teams to automate and control local and international payments, all while maintaining compliance, auditability, and ease of use. These API's provides the infrastructure for data synchronisation to ensure that WauPay data is updated with real time data.
With this kind of integration, it allows:
- Alignment between accounting software and treasury cloud solutions for the flow of reliable and accurate information.
- Automate the transfer of data between WauPay and Xero without the requirement for duplication of inputted data.
- Maintaining a structured and secured workflow for precision in execution.
- Embedded features such as:
- Write back of payment information to bills,
- Extraction of last recorded accounting bank balances,
- Provision for attached documents on bills and supplier accounts, and Email communication to vendors/suppliers after payment has been submitted.
- Add-On services such as Account Verification Process to ensure external confirmation of domestic bank account details.
- Recorded Audit Trails for compliance and visibility.
Getting started
Getting Started with WauPay by wauko
Rolling out WauPay is guided and frictionless - from sign-up to first payment.
- Get in Touch
- Reach out to wauko to request your Waupay service today.
- Sign-up
- Wauko will request and guide you during your FICA Onboarding Process.
- Master Service Agreement
- When FICA approved, you will conclude the signing of the Master Service Agreement.
- Subscribed
- Wauko to provision your WauPay account and configure your secure business profile.
- Connect Your Xero Instance
- Whether you have an existing Xero environment or are starting fresh, WauPay securely synchronises your suppliers, bank accounts, and bills.
- Assign Roles & Set Controls
- Add Admins, Controllers, and Approvers. Define approval thresholds and user roles to match your internal controls.
- Sync & Review
- Import data from Xero, verify beneficiary bank details, and prepare bills for individual or batch payments.
- Approve & Process Payments
- Once reviewed and approved, payments are submitted to your bank through WauTreasury. WauPay handles the email notifications and write back information into XERO.
Onboarding support is available through the wauko team to ensure your setup matches the nuances of your business.