Paysoft Flow takes the manual work out of EFT payments and debit order collections. Every payment transaction processed through Paysoft Flow syncs seamlessly with Xero, automatically reconciling your accounts in real time.

No double-capturing. No chasing paperwork. Just faster, more affordable payouts, cleaner books, and more time to focus on running your business.

A proud Xero App of the Year finalist in both 2024 and 2025.

Payments | Bills | Suppliers | Payroll Payments Paysoft Flow gives your business a fully automated system for EFT payment processing. Pay suppliers, staff and SARS securely using Same Day or 1-Day EFT, with every Bill settled through Flow automatically reconciled back into your connected Xero organisation. Payroll payments are equally simple. Upload directly using SimplePay or PaySpace CSV templates, or submit via API for full automation. Every payment runs through built-in Check-Digit Validation (CDV), which checks that the account number and branch code are valid against the range of account numbers allocated for that specific bank. This happens in real time before any transaction reaches the bank. Fewer returns. Fewer rejections. Lower costs.

Debit Order Collections Paysoft Flow gives your business a secure, cost-effective way to collect recurring payments. Process debit orders against all major South African bank accounts and send Digital E-Mandates directly to your Xero contacts for electronic signature, removing paper-based authorisation entirely. Before every submission, CDV checks that the account number and branch code are valid against the range of account numbers allocated for the specific bank, reducing failed collections and the admin that follows.

Paysoft Flow + Xero

Contacts: Your contacts sync two ways between Xero and Paysoft Flow. All contact information is pulled from Xero automatically. Banking details are managed separately within the Paysoft Flow environment for security and risk control. Bulk updates to contact banking details are supported, and any changes made in Paysoft Flow reflect back in Xero.

Payments: Connect a Xero organisation and use the Sync button under Payments to pull all Bills from the Awaiting Payment tab directly into Flow. Draft bills, bills awaiting approval and credit notes are not synced. Select and batch pay multiple supplier bills in a single instruction. Once approved, fund the batch to one of Paysoft's accredited bank accounts. Flow distributes funds to each supplier, sends Proof of Payment with full remittance advice, and reconciles every bill automatically in Xero. A payment file is created in your connected Xero bank account so reconciling the bank transaction takes a single click.

Collections: Create and send Digital E-Mandates to contacts synced directly from Xero. Once authorised, debit order collections run on schedule with no manual intervention required.