Paysoft Flow automates EFT payments and debit order collections while keeping your Xero accounting up to date in real time.

Eliminate manual payment processing, double capturing and reconciliation. Every transaction processed through Paysoft Flow automatically syncs with Xero, giving you faster payments, cleaner books and more time to focus on your business.

Proud Xero App of the Year Finalist in both 2024 and 2025.

EFT Payments

Pay suppliers, employees and SARS securely using Same Day or 1-Day EFT payments.

Simply sync your Bills awaiting payment from Xero, select the invoices to pay and submit a single payment batch. Paysoft Flow distributes the funds, emails proof of payment with remittance advice to suppliers, and automatically reconciles each bill back into Xero. A payment transaction is created in your connected Xero bank account, making bank reconciliation effortless.

Payroll payments can be uploaded directly from SimplePay or PaySpace CSV files, or submitted via API for complete automation.

Every payment is validated using real-time Check Digit Validation (CDV), verifying account numbers and branch codes before submission to reduce failed payments, rejected transactions and unnecessary bank charges.

Debit Order Collections

Collect recurring customer payments quickly and securely from all major South African banks.

Create and send Digital E-Mandates directly to your Xero contacts for secure electronic authorisation, eliminating paper mandates entirely. Once authorised, collections can be scheduled automatically with no manual intervention.

CDV validates banking details before every collection, reducing failed debit orders and the administration that follows. Debit order transactions are automatically reconciled and de-reconciled in Xero.

Xero Integration

Contacts

• Two-way contact synchronisation.
• Customer and supplier information syncs automatically from Xero.
• Banking details are securely managed within Paysoft Flow.
• Bulk banking detail updates are supported, with changes synchronised back to Xero.

Bills & Payments

• Import Bills awaiting payment directly from Xero.
• Batch pay multiple supplier invoices in one instruction.
• Automatic supplier remittance notifications.
• Automatic reconciliation back into Xero.

Collections

• Create Digital E-Mandates from synced Xero contacts.
• Schedule recurring debit orders.
• Automatic reconciliation and de-reconciliation of debit order transactions.

Paysoft Flow gives South African businesses a secure, automated payment platform that reduces administration, improves accuracy and delivers a seamless payment experience fully integrated with Xero.