I am solicitor working in a one person firm. I have been using PayPal for online payments as part of Xero invoicing for about 6 years. On 10 April 2024 I received a payment from a client that was larger than my usual payments. The client paid my invoice by credit card. Both the client and I are located in Australia. PayPal unilaterally restrained my account and demanded proof of ID, proof of transaction, information on my business and my bank account statements. When I contacted customer service at PayPal I was informed the transaction was deemed risky because the amount was large - circa $AUS35k and because the payer was NOT a PayPal user. The payer used his regular bank credit card in this instance. I was informed it may take 1-2 business days to reopen my account and nothing can be done sooner. I will now cease using PayPal and would not recommend PayPal to any client or friend.

they took like 10% comision and block the money for 180 days

Thought this would be a convenient way to receive money from overseas clients. They taxed me an my client nearly 10% of the overall transfer. This made it 10 times more than a standard bank transfer. They then had the cheek to keep 95% of all that money to 'save me from myself', 'just in case I'd not actually shipped the goods yet'. Just an excuse to keep hold of money! Never again. Avoid if you actually want to be paid!