Overview
Moss is an AI-powered spend management platform built for finance teams using Xero.
Spend smarter. Move faster. Automate spend from cards to invoices, with approvals, budgets, and accounting handled upfront.
Moss brings corporate cards, accounts payable, and expenses into one intelligent platform. Every transaction is approved, categorised, VAT-coded, and receipt-validated before it syncs with Xero.
This means cleaner inputs, fewer manual corrections, and more confidence in your books.
Unified spend management
Manage all business spend in one place: • Corporate cards with built-in limits and approval rules • Accounts payable workflows from purchase request to invoice • Employee expenses and reimbursements • Real-time budget visibility across teams
All spend types follow the same structured approval and accounting logic.
AI-powered accounting automation
Moss automatically: • Categorises transactions • Applies VAT rules • Standardises accounting attributes • Flags missing information • Prepares structured entries before sync
Instead of fixing errors after posting, you start with accurate, validated data.
Built for Xero
Moss syncs directly with your Xero chart of accounts, tax rates, tracking categories, and contacts.
Transactions align with your accounting structure before they sync. Receipt attachments and structured data move into Xero ready for reconciliation.
Clean inputs lead to clean books.
Configurable to your workflow
Every finance team works differently. Moss adapts to yours. • Custom approval flows • Budget controls by team or cost centre • Role-based permissions • Flexible accounting rules
Moss works the way your team works.
Designed for growing finance teams
Whether you are: • Closing the books each month • Scaling spend governance across departments • Building structured approval processes • Looking to reduce manual accounting work
Moss helps you gain control without increasing headcount.
Moss + Xero
Moss integrates securely with Xero using Xero’s approved OAuth 2.0 authentication process. The connection is encrypted and does not require storing your Xero login credentials.
SECURE OAUTH CONNECTION
• Connect via Xero’s official OAuth flow • Permissions are explicitly granted and can be revoked at any time • Data is transferred over encrypted channels
This ensures a secure and compliant integration aligned with Xero standards.
MASTER DATA SYNC (XERO TO MOSS)
Moss imports your accounting structure to keep transactions aligned:
• Chart of accounts • Tax rates • Tracking categories • Contacts
Your live Xero configuration stays reflected in Moss.
TRANSACTION SYNC (MOSS TO XERO)
Once transactions are reviewed and approved in Moss, they sync into Xero with:
• Categorised entries • VAT coding applied • Tracking categories assigned • Receipt attachments included • Linked contacts
Transactions are validated and structured before syncing, helping ensure accurate coding and smoother reconciliation.
WALLET AND CARD RECONCILIATION
Moss supports reconciliation of wallet and card activity within Xero’s bank reconciliation workflow.
• Card spend syncs with full accounting details • Wallet top-ups and transfers are reflected in Xero • Transactions can be matched against your bank feed
This helps maintain accurate balances without manual adjustments.
MULTI-ORGANISATION SUPPORT
• Connect multiple Xero organisations • Sync data to the correct entity • Manage spend centrally within Moss
Getting started
To activate the Xero integration, you'll need to sign up to Moss. To do this, click 'Get this app' above.'
You can then book a free, personalised demo with us where we will discuss how Moss can benefit your business and walk you through the platform.
Once you're live with Moss, you can integrate with Xero in the 'Accounting' section within the platform. Make sure to set up Xero accordingly so the syncing process goes smoothly.
Our team are also on hand to guide you through this process.
