Lopay can help your business
Sell products and/or services
- Receive payments
Overview
With Lopay, you can take payments at half the rate of Zettle and SumUp and reduce your rates even further with rewards. We are passionate about supporting small businesses and our goal is to help you get your payment fees to zero - allowing you to invest more back into your business and drive growth.
Rated Excellent on Trustpilot and already empowering over 30,000 small businesses, Lopay is the lowest cost, highest-rated payment app in the UK with all the features and flexibility you need:
Free POS software - Easily manage and sell your products via the Lopay Business Terminal or your phone/tablet.
Instant Payouts - Your earnings are available instantly, 24/7, be it a weekend or bank holiday.
Payment Links & Subscriptions - Take payments from anywhere via one-off or subscription payment links.
Team accounts - Add your team to Lopay at no extra cost so they can securely take payments on your behalf.
Expense & Reward card - Spend via your free Lopay VISA Card to earn no fees on transactions. Easily categorise expenses and save receipts too.
Rewards & offers - We've partnered up with the likes of John Lewis, Boots, M&S, and Just Eat to give you free payment processing rewards for spend at the brands you love.
Loyalty - Retain customers and grow sales with payment linked loyalty
Cash Advances - Need a little extra to supercharge your business? We provide cash advances based upon your trading volume.
Every tradesperson needs this!! "Lopay is an absolutely fantastic payment app. It has fully integrated with my business. The fee’s are low, the service is excellent - the best business decision I made it go with Lopay. Can’t recommend them highly enough!" A|S Group LTD
Lopay + Xero
Stop chasing invoices Connect Lopay with Xero to enable payment links directly on your invoices, allowing for lower fees and seamless tracking in Xero. Customers often want to pay by card and you can get paid more quickly if you offer it. Don’t waste time chasing invoices, simply offer the most cost-effective way to get paid sooner and provide flexibility for your clients for only 1.08% +10p
Consolidated reporting Connect Lopay to your Xero account to automatically update your books without manual data entry. Payments made through Lopay are instantly recorded and reconciled in Xero, ensuring accuracy without manual effort.
Simple setup Setting up the Lopay and Xero integration is straightforward and quick. Once connected, your payments via Lopay are directly linked to your Xero ledger, simplifying the accounting process and providing a real-time overview of your financial status.
Support when you need it Need help? Our award winning UK-based team is ready to assist you with setup or optimising your integration.
“Since switching to Lopay we have saved nearly £10,000 in the last year for our Xero invoices. Setup was simple and pain-free and customer service has been exemplary. I would recommend Lopay to anyone wishing to accept card payments on Xero and save on fees.”
Elizabeth O'Connor CeMAP Finance Operations Manager, Private Finance, London
Getting started
If you already have a Lopay account and a Xero account: Open the Lopay app Select the 'More' tab at the bottom Select 'Connect Xero' and follow the steps in the app.
If you are new to Lopay: Sign up for free: Download the Lopay app from the Apple App Store or Google Play Store and create your account in minutes. Initiate integration: Open the 'More' tab in the Lopay app, select 'Connect Xero' and follow the steps in the app.
If you need a card reader or standalone terminal, simply order via the app to get yours in 2-3 business days. Any questions? If you’d like to talk to one of our award winning UK-based team, email us at support@lopay.com or call us on 020 4571 4796.