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By fumopay
5 out of 5 stars
Pay by Bank provides instant cash flow, making it easy for customers to pay invoices. Receive 100% of the invoice value for 50% lower fees, alongside easy reconciliation. Our Open Banking payment platform provides a fast and frictionless alternative to taking card payments.


fumopay’s mission is to simplify money and to focus purely on finding the quickest, safest and easiest way to make transactions work for both merchants and payees.

The fumopay platform is built entirely on Open Banking technology that allows businesses and consumers to make faster account-to-account payments simply via the banking app.

With immediate payment and no need to share bank or card data or set up an account with a payee, for merchants and small businesses, fumopay will revolutionise how you receive payment for invoices. fumopay can be used to pay invoices or outstanding bills online or in-store. Digital or physical invoices can be paid in seconds and reconciled easily on Xero with the integration.

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fumopay + Xero

Integration will allow a payee to pay an invoice directly to your bank account without setting up a new payee using the fumopay app. This will then be directly reflected in your Xero software, meaning you can reconcile the payment immediately without the need to work out a monthly credit card remittance.

Reviews & ratings

5.0 out of 5 stars
2 Reviews
5 star(100%)
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Most recent reviews

Jonathan Vowles
Posted 14 Nov 2022
5 out of 5 stars

lovely jubbly

easy to link the invoice to the app and loads cheaper than other payment apps. what's not to like!
Simon Childs
Posted 2 Nov 2022
5 out of 5 stars


We use Fumo pay to make reconciliation easy and to pay less on transaction fees. Win-Win!

Additional info

Shared data

Paymentsshared from Xero to fumopay and from fumopay to Xero
Payment Servicesshared from Xero to fumopay and from fumopay to Xero
Branding Themesshared from Xero to fumopay and from fumopay to Xero

App details

By fumopay
Added in 2022
Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.