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By ANZ goBiz
0 out of 5 stars
Apply for business loans up to $500,000 and get conditional approval in minutes, where eligible, when you connect your Xero account just once to ANZ.
not yet rated
not yet reviewed
Listed for
3 years
November 2020
Key functions
Financial services


Easier, faster lending for small businesses Save time and apply for a loan or overdraft online with ANZ and your Xero subscription. No paper application to fill in and no financial documents to gather and upload.

  • Apply in under 20 minutes
  • Get conditional approval in minutes, where eligible.
  • Access funds within two business days of returning signed contract

ANZ GoBiz is best suited to businesses that:

  • Are sole traders, or a company, a trust with a corporate trustee, or a partnership with up to five directors/partners established in Australia.
  • Have been actively using Xero (in AUD) for 12 months or more
  • Have had an active ABN or ACN for 12 months or more
  • Have been registered for GST for 6 months or more
  • Have an annual turnover of $75,000 or more

Full eligibility criteria

Lending designed for small businesses

Borrow to buy stock, grow your business or to manage cash flow and overheads.

  • Business loans from $10,000 - $500,000, with the choice of a variable or fixed interest rate
  • Overdrafts up to $300,000. Only pay interest on the money you use.
  • Unsecured lending - no need to use assets, like property, as a form of security. Company directors will need to provide a personal guarantee.
  • $0 approval fee.

Apply now

ANZ GoBiz + Xero

ANZ GoBiz + Xero

Easier, faster lending - that's the reality with smart software integration. Simply connect your Xero account just one time to ANZ GoBiz to share your financial information. There's no waiting and no paper applications to fill in.

  1. Once you log into Xero and provide consent, ANZ will securely consume and analyse your business’ financial data for the previous 12 months, including:
  • profit and loss
  • balance sheet
  • historical transactions and supporting information
  1. Your borrowing power is confirmed straight away and you can then tailor your lending repayments to your needs.

  2. Submit your application and where eligible get conditional approval in minutes.

That’s your lending application done inside 20 minutes.

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Additional info


Financial services

App details

By ANZ goBiz
Added in 2020

Get started with ANZ GoBiz

Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.