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Pinch is a payments automation platform offering direct debit and credit/debit card for standard and repeating invoices. We offer best of breed automated reconciliation with Xero and a number of other clever features making Pinch a crowd favourite with busy Australian businesses.


Pinch’s secret sauce is our ability to automatically reconcile your Xero account with your payments, instantly reducing hours of regular admin work once installed.

Pinch offers direct debit pre-approvals, batch payments, instalment payments, payment plans, recurring payments and automated reminders that let you put your customer payments on autopilot.

The result? Improved crucial cash flow while saving additional time and providing a great customer experience.

Where Pinch really excels is for businesses that have irregular payment cycles, variable invoice amounts, recurring invoices, and a high volume of invoices for smaller amounts.

Pinch charges 30c/transaction plus 1% for direct debit from a bank account (capped at $5) and 1.95% for credit and debit cards. Because you can pass the transaction fees on to your customers, we suggest smaller invoice amounts to avoid sticker shock for your customers.

There are no setup, minimum, or monthly fees.

Explore all features of Pinch Payments
Pinch Payments
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Pinch Payments + Xero

Reduce the amount of time you spend on admin with auto reconciliation between Xero and your bank account.

When it’s easy for customers to pay you, they will! Making payments simple for your customers is one of the best ways to boost your cash flow.

Allow your customers to set pre-approval thresholds for smaller, frequent payments via any invoice issued by Xero.

Accept one-off credit card and direct debit payments online. Take one-off payments straight from the invoice using pay now.

Get paid on the invoice due date! Set up regular automatic payments like subscriptions.

We can collect any ad-hoc invoice amount automatically. Set thresholds to debit smaller amounts while leaving large amounts alone.

Break down large invoices into a series of smaller payments, all tracked on one invoice.

Recover aged invoices by showing all outstanding invoices available on the pay now page. The customer can pay all invoices at once in one payment.

If you are currently absorbing Xero fees on behalf of your clients, you can flip the switch and automatically on-charge transaction fees using our on-charge service.

Reviews & ratings

44 Reviews
5 star
4 star
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1 star
Joanna Curtis

Great service

I'm really glad I signed up with Pinch. It has made the invoicing and taking payments so easy. Clients are also happy as they can manage their payments easily.
Melissa Fox

It's so easy!!

I've only just started using Pinch but so far so good. The initial setup was very easy and I love the integration with Xero. I've collected a bunch of payments already and Pinch have done all the hard work for me, now it's setup and all automated it can only get easier
Chris Germon

Has been amazing

I'm glad I found pinch about 6 months back, it's saved a lot of time and automated the majority of the payments for my IT business.
Additional info

Shared data

Pinch Payments
Payment Services
Branding Themes
Bank Transactions

App details

Added in 2017


Australia, New Zealand




Setup walkthroughContact supporthello@getpinch.com.au


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