Join the thousands of Australians who build savings, financial fitness and money management skills using Onesto's employee benefits platform. Open an account in minutes with XERO and Onesto.

Onesto’s Employee Rewards and Recognition platform allows employers to distribute awards digitally, removing the need to physically purchase and mail out gift cards. Awards can be created manually, or automated so that birthdays, tenure and celebrations are automatically calculated and awards are distributed.

Shop and enter the exact amount of your shop and get instant cash-back from more than 50 major Australian retailers. Build a savings fund and save up to $1000 per year – or much more if you’re a family.

If you need the money you’ve earned you needn’t wait for payday any longer. Use the earned wage access function to send to your bank account almost instantly (if you have an Osko account) and there are no hidden fees – just a flat charge of $5.

Learn Financial Management and Savings Skills Use the Onesto Learning Library to improve your financial knowledge. Over 100 courses at different skill levels builds your knowledge on savings, budgeting, money management and investment.

Move funds in and out of Onesto at the tap of a button. Send money to friends, to pay bills or to shop and save all at the tap of a button from the app. Or nominate your Onesto account and send funds straight from your bank.

Get on top of your finances Savings from your essential shopping, the flexibility to get paid when you need it, and financial learning will help you get on top of your finances. It’s a great feeling when your in control of your money and Onesto will help you get there.