Overview
Archa brings corporate credit cards powered by Mastercard, spend management and rewards together to simplify business spending.
With Archa, you can issue physical and virtual cards to your team, set individual spending limits and track transactions in real time. Employees can capture receipts on the go and add account codes, tracking categories and descriptions, helping keep expenses organised.
Archa’s Xero integration streamlines reconciliation, reducing manual data entry and time spent chasing receipts. Your team gets an easier way to manage everyday spending, while finance gains greater visibility and control.

Archa + Xero
With Archa, you can:
- Issue physical and virtual corporate credit cards to your team
- Set card controls including individual spending limits and monitor transactions in real time
- Capture and upload receipts through the Archa web and mobile apps
- Use smart receipt scanning and the Xero integration to reduce manual data entry
- Reduce reliance on shared cards and employee reimbursements
- Earn rewards on eligible business spending, with redemption options through Velocity Business or PayRewards, powered by pay.com.au
- Access flexible credit with dedicated local support
Spend less time chasing receipts and managing paperwork, and more time running your business.
How does it work with Xero?
Bank feed When you or your team spend using Archa cards, transactions flow into a dedicated Archa bank account in Xero, along with details such as the merchant, transaction date and cardholder.
Receipts and expenses Cardholders can upload receipts through the Archa mobile app for iOS or Android, or the web app. They can select an account code and apply tracking categories synced from Xero, then add a description, such as “flights to Sydney”. Archa’s smart receipt scanning extracts key information from each receipt and sends it to Xero, matching it to the corresponding transaction from the bank feed.
Reconciliation Your finance team can review the matched transactions and receipts in Xero, then click “Reconcile”, reducing manual data entry and time spent chasing paperwork.
Pricing plans
Professional
- 10 cardholders included
- 30-day line of credit
- Customisable card limits
- Smart receipting & Accounting Integrations
- Instant card issuance, card blocking and closure
- Real-time data and insights
- Rewards start at +0.50% of spend
Growth
- Includes 20 cardholders
- Access to standard, single and temporary use cards
- ERP Integrations: Concur, ProSpend and more
- Advanced Card Controls
- Card Auto-freeze
- Rewards start at +0.50% of spend
Enterprise
- Bespoke card volumes & spend limits
- Custom card controls
- Custom ERP integrations
- Multi-entity support
- Personalised onboarding & training
- Dedicated account manager
Getting started
Connect Archa to Xero in a few simple steps:
- Log in to the Archa web app and select Xero Integration.
- Sign in to your Xero account.
- Select the Xero organisation you’d like to connect to Archa. This connects your bank feed.
- Choose which account codes cardholders can use when submitting receipts. They’ll only see the codes you enable.
- Click Submit to complete the setup. Your team can now submit receipts through Archa and send them to Xero.


