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Pin Payments

Pin Payments allows you to accept debit and credit card payments in local or foreign currencies, no gateway or merchant account required.


Pin Payments offer competitive pricing with no hidden fees or monthly costs. A simple transaction fee means you only pay when you are paid.

See pricing

When do I receive my funds?

Funds will be transferred to your bank account on a daily basis, according to your settlement.

For example, if you have a 3 business day settlement and process a charge on Monday, these funds will be transferred to your bank account on Thursday.

Settlement for foreign currency charges require an additional 2 business days.

Explore all features of Pin Payments

Pin Payments + Xero

Provide your customers the option of paying Xero invoices online with their debit or credit card. This benefits your customers through providing more options to pay, and benefits your business by getting invoices paid faster.

After your customer completes successful payment the status of your invoice in Xero will be updated to paid. Additionally, a surcharge feature is included to provide the option to pass on card processing fees to your customer.

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Made by Pin Payments
Added in 2014






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Although Xero reviews each app in our App Marketplace, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.