You’re on the Australia site
Select a region


By Zeller
4.53 out of 5 stars
Connect Zeller with your Xero account to accept online payments for your Xero Invoices. Enjoy low transaction pricing for all card types, same-day settlement to your Zeller Transaction Account or next business day to any third-party bank account, and one-click reconciliation to your Xero account.
out of 5
Reviewed by
Xero users
Listed for
1 year
March 2023
Key functions
Financial services


Zeller is one solution for all your business finances. From EFTPOS to invoicing, accounts and cards, it's everything you expect from a business bank, but better. Whether selling in-person or online; a sole trader or managing multiple locations; Zeller has every financial solution your business needs.

This integration enables you to accept Xero invoice payments online via Zeller, and automatically reconcile your transaction data with Xero for streamlined bookkeeping. With all your transactions synced to Xero, you’ll benefit from faster, more affordable invoice payment processing and a real-time view of your business finances.

What are the benefits of connecting Xero and Zeller?

  • Lower fees: Pay 1.75% + $0.30 on domestic transactions or 2.9% + $0.30 on international transactions for all cards, including American Express, when a Xero invoice payment is processed with Zeller.

  • Faster settlement: Get nightly settlement of funds to your free Zeller Transaction Account, 365 days a year, or next business day to any third-party bank account.

  • Get invoices paid faster: Save time and effort chasing customers by offering a simpler way to get invoices paid online with Zeller.

  • Secure payments: Protect your customer’s information with secure acceptance via Zeller’s online payment gateway.

  • Streamlined bookkeeping: Reconcile all payments made via Zeller in your Xero Account in a click with Zeller’s Xero Bank Feed integration.

  • Powerful reporting: See your business finances in real-time via Zeller Dashboard or Zeller App, to view all your online and in-person payments in one place.

  • Full financial solution: From EFTPOS to invoicing, accounts and cards, your free Zeller Account gives you everything you expect from a business bank, but better.

  • Free local support, 7 days a week: Speak to Zeller’s dedicated support team via phone, email or SMS 7 days a week, or find instant answers to your questions in the Zeller Support Centre.

To use this integration, you will need a free Zeller Account and an active Xero subscription.

There are no monthly fees to use this integration, other than your monthly Xero subscription fee.

Play Video
, opens in a dialog

Zeller + Xero

Set up this integration in minutes to accept online payments with Zeller and streamline your bookkeeping.

What the Xero and Zeller integration does:

Online Invoice Payments

  • Allows you to accept credit or debit cards for online invoice payments, without navigating out of Xero
  • Automatic settlement of funds into your Zeller Transaction Account or third-party bank account.
  • Links the payment transaction in Zeller directly to the original invoice made in Xero
  • Invoice payments and fees separated out in a Xero clearing account for greater visibility
  • Automatic, one-click reconciliation of invoice payments and fees with your Zeller or third-party bank feed

Bank Feeds

  • Saves you time usually spent manually importing transactions to Xero
  • Automatically syncs all account transactions to Xero
  • Allows you to add or remove accounts to the sync list at any time

Reviews & ratings

4.5 out of 5 stars
17 Reviews

Sort and filter


Most recent reviews

Andrew Dixon
Posted 4 Mar 2024
1 out of 5 stars

Zeller holding all of my funds

Zeller processed a simple invoice payment from my client. Then told me that my funds would take three months to pass to my account, no sufficient reason given. When I followed up aftter checking their terms and conditions, they responded that I would now not be receiving my funds at all. Incredibly bad service and unprofessional.

Response from Zeller

Hi Andrew, Thank you for getting in touch, and we apologise that your experience with Zeller didn’t meet your expectations. We take customer feedback incredibly seriously, and appreciate you taking the time to share this with us. We understand that your funds were released to you earlier this month, and that our team has spoken with you to give some additional information about why your payment was placed on hold. Please rest assured that this situation is very rare, and only occurs in the event we’re required to verify the details of an irregular or large transaction to ensure the security of businesses accepting payments with Zeller Terminal, and their customers. We understand that these situations can be frustrating, and are glad that we’ve been able to release your funds as quickly as possible. Feel free to reach out to our team directly at if you’d like to share any additional feedback about your experience. Team Zeller
Nicholas Guy Stevenson
Posted 25 Jan 2024
3 out of 5 stars

It's ok

I was not able to withdraw any cash as I was not told the entire story
One person found this review helpful.

Response from Zeller

Hi Nicholas, Hope you're well, and thanks for getting in touch to share your feedback. Firstly, we'd like to apologise that your experience with Zeller has not met your expectations. While we are committed to ensuring that our customers can quickly and easily access their funds and settlements instantly, there are edge cases where we're required to hold funds and reach out to request additional information about transactions processed using Zeller products. This helps us to ensure Zeller is meeting the strict financial regulatory obligations that we must abide by in Australia. Please rest assured that we always do our best to only request the minimum amount of information required to ensure the security of transactions processed on the Zeller platform. If you would like any additional assistance, or to speak to someone in our local support team to assist you further, please don't hesitate to reach out at 1800 935 537 (9 AM - 1 AM AET, 7 days a week), or send a note Team Zeller
Saengwan Naing
Posted 16 Jan 2024
5 out of 5 stars

Great integration

It's been great experience using Zeller together with Xero. Transactions come quite fast, making it accounting very easy. / from Ma Nge Store

Additional info


Financial servicesPayments


RetailProfessional servicesHospitality

App details

By Zeller
Added in 2023








1800 935 537



Get started with Zeller

Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.