Overview
Budgetly is an AI-driven spend management platform built for Australian SMEs to eliminate overspending before it happens. We give finance teams real-time control and visibility across company spend — without the manual workflows that create month-end surprises. Issue physical and virtual cards, set budgets and smart spending rules, and capture receipts at the point of purchase. Transactions are automatically categorised and synced to Xero to speed up reconciliation and keep books clean. With automation that reduces admin for finance teams and managers (while giving employees the freedom to get work done), Budgetly replaces reimbursements, receipt chasing and shared-card chaos with modern, accountable spend control — backed by top-rated, Australian-based human support.
Budgetly + Xero
Connect Budgetly with Xero to eliminate overspending before it happens — and remove the manual finance work that slows your team down. Easily sync staff spend from Budgetly cards into Xero, with transaction details and receipts captured in one place for cleaner coding and faster reconciliation. No more chasing paperwork, messy reimbursements, or month-end surprises — just real-time visibility, better control, and a smoother close for Australian finance teams.
Pricing plans
This app includes a free 14 day trial
14 Day Free Trial
- 14 day free trial
- Create budgets
- Add users
Essentials
- 4 physical or virtual cards included
- $10 per month per additional card
- Budget & spend control
- Bill payments
- Real time expense tracking
- Capture receipts on-the-go
- Xero accounting integration
- Mobile app (Apple + Google Pay)
- Low FX margin
- Audit trails with 5 years retention
Premium
- Includes everything in Essentials, plus:
- 10 physical or virtual cards included
- $10 per month per additional card
- Advanced budget & spend control
- Buddy AI expense automation
- Custom statement reports
- Custom expense tagging
- Premium training & support
- Dedicated account manager
- Audit trails with 7 years of retention
Enterprise
- Consult for custom pricing
- Includes everything in Premium, plus:
- 50 physical or virtual cards included
- $10 per month per additional card
- Multi-domain Single Sign-on (SSO)
- On-going technical and product consultation
- Priority review of feature requests and roadmap input
- Dedicated senior account manager
- Audit trails with 10 years retention
Getting started
- Sign up for Budgetly.
- Deposit funds to your Budgetly deposit account.
- Set up budgets with spending rules.
- Issue cards to your staff.
- Your staff will spend within budget, categorise transactions and upload receipts.
- Connect Budgetly with Xero and sync transactions and receipts with one click.




