Easier, faster lending for small businesses Save time and apply for a loan or overdraft online with ANZ and your Xero subscription. No paper application to fill in and no financial documents to gather and upload.
- Apply in under 20 minutes
- Get conditional approval in minutes, where eligible.
- Access funds within two business days of returning signed contract
ANZ GoBiz is best suited to businesses that:
- Are sole traders or a company with up to five directors
- Have been actively using Xero (in AUD) for 12 months or more
- Have had an active ABN or ACN for 12 months or more
- Have been registered for GST for 12 months or more
- Have an annual turnover of $75,000 or more
Lending designed for small businesses
Borrow to buy stock, grow your business or to manage cash flow and overheads.
- Business loans from $10,000 - $200,000, with the choice of a variable or fixed interest rate
- Overdrafts up to $100,000. Only pay interest on the money you use.
- Unsecured lending - no need to use assets, like property, as a form of security. Company directors will need to provide a personal guarantee.
- $0 approval fee.
ANZ GoBiz + Xero
ANZ GoBiz + Xero
Easier, faster lending - that's the reality with smart software integration. Simply connect your Xero account just one time to ANZ GoBiz to share your financial information. There's no waiting and no paper applications to fill in.
- Once you log into Xero and provide consent, ANZ will securely consume and analyse your business’ financial data for the previous 12 months, including:
- profit and loss
- balance sheet
- historical transactions and supporting information
Your borrowing power is confirmed straight away and you can then tailor your lending repayments to your needs.
Submit your application and where eligible get conditional approval in minutes.
That’s your lending application done inside 20 minutes.
Apply online in under 20 minutes for unsecured business lending up to $200,000 by visiting ANZ.
Get started online. Tell us about your business and lending needs.
Link your Xero account. Share your business financials via a one-time connection to your Xero account. Your borrowing power is confirmed straight away.
Confirm your lending amount and submit your application. At this point ANZ will seek your consent and the consent of any company directors to complete a credit check.
Get conditional approval in minutes where eligible. Full approval in just two business days.*
Receive funds fast. After you sign and return your contracts, you will receive funds within two business days.
Important information *It should take no more than two business days before we can provide full approval. There may be instances where we need extra information. For multi-director companies, an individual credit check will need to be completed for each director prior to ANZ commencing the full approval process.