Overview
Lula is the premium funding partner built specifically for South African SMEs.
We believe that small businesses deserve more than just a transaction; they deserve a business class experience. We know that to grow, your business needs cash flow.
That’s why we’ve removed the friction from business funding. Unlike traditional banks, where the red tape is long and the wait is even longer, Lula is designed for speed and simplicity.
Using our cutting-edge scoring technology, we offer a seamless online application, real-time decisions, and funding of up to R5 million within as little as 24 hours. Whether you need working capital, inventory, new equipment or fresh talent, we provide the funds you need to keep your business moving forward.
Lulalend + Xero
Lula provides fast access to working capital for your business. Apply online and get funds of up to R5 million in as little as 24 hours.
Lula’s cutting-edge technology allows us to use your Xero data to gain insight into your real-time business performance in minutes.
On the financial information section of the application, you simply need to link your Xero account.
Funding for successful applications, as well as repayments, will reflect directly in Xero, requiring no manual processes.
Getting started
Start your business class journey at lula.co.za by clicking ‘Apply Now’. When you reach the financial section, simply select the option to link your Xero account.


