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GoCardless

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Reviews by verified Xero users.
3.4 out of 5 stars
196 Reviews

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Hugh Delaney
Posted 18 Feb 2026
1 out of 5 stars

No verification

As many others have reported, when we applied, we made a mistake on the document verification (uploaded an older than 3 months document) and the account was closed. No opportunity to correct it, permanently can't use this company. It's such a strange policy.
CS
Chris Sowerby
Posted 17 Feb 2026
4 out of 5 stars
Generally works very well. The one setback is that unlike transactions/invoices/fees are paid, when a payout is received, it appears on the Transactions Tab, but not on the Statement Tab. The transaction then has to be manually selected and the [More/Mark As Reconciled] button has to be clicked to force the transaction to the statement page.
One person found this review helpful.
BW
Becky Williams
Posted 27 Jan 2026
4 out of 5 stars

Been using for 6 years faultlessly

We opted for GoCardless as a simpler means for both our customers and ourselves. We've been using it for 6 years now without any issues, integration was easy, sign up for customers has always been simple and we've never had any issues with payment coming through, or being able to reconcile. I've found that being able to split invoices into monthly instalments is a real win for clients wishing to spread the cost, and have never had any problems when setting these up. I would definitely recommend them.

Response from GoCardless

Dear Becky, thank you for an amazing review. GoCardless Team
AS
Amber Swaine
Posted 5 Dec 2025
1 out of 5 stars

Problems every time

Every time I have processed an invoice for a customer I have had issues even though it was set up correctly. They keep the money if a client pays but have an issue and will notify you. If you do not use the account for a short amount of time they disable giving you paid bills from customers and DO NOT NOTIFY YOU. DO NOT RECOMMEND

Response from GoCardless

Dear Amber, we are required to complete a number of different checks on Customer accounts as a condition of being a regulated Authorised Payment Institution. We are sorry to hear that you did not have a positive experience with GoCardless.
EB
Ellen Busch
Posted 12 Nov 2025
4 out of 5 stars

Improved AR

We instituted GoCardless to put our clients on autopay for our rental business and it has greatly improved our Accounts receivables in payment and collecting times. I'm happy so far. Customer service has been pretty good, they respond within 24 hours via email. It's kind of annoying when you're trying to figure something out immediately, so that could certainly improve but overall it's helped us considerably.
One person found this review helpful.

Response from GoCardless

Thanks for leaving your review. We also have a US support line that you can reach at +1 (628) 241-0044 when you require urgent assistance. The GoCardless Review Team
ET
E-Trakka Team
Posted 4 Nov 2025
5 out of 5 stars

Problem Solved

We want to thank the GoCardless team and Xero for helping out with a problem and solving it quickly. Thank you for your quick service, and it was great to be able to ring them and talk to them personally. Kind regards.
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