They claim there is a full two way sync of invoices and payment that is patently untrue. Payments initiated in Ramp are not synced with Xero until they are fulfilled in Ramp so even though the are paid they show as open in Xero. The whole Ramp interface is a mess. You can't tell if a bill has been paid or not they still show up to review even though payment has be initiated. As an accounting professional I find it confusing. I would never recommend it to a SMB client. It is more fitted to a larger organization with a dedicated A/P department.

Great app and service for expensing and virtual cards. Easily integrates with Xero!

Ramp is a must-have, game-changer, killer app. The controls are both easy and simple yet powerful and effective. The Xero integration is rock-solid and saves tons of time while increasing accuracy and consistency. Ramp offers physical and virtual spend cards as well as integrated bill pay. No fees and users get 1.5% cash back. Get Ramp; use Ramp; save time and money; transform your practice.

No fee bill pay. Categorization and approvals in app. Payment processing that's faster than BILL. Plus some amazing bonus perks like the ability to see if your company's software costs are good or could be better compared to others.

I love using Ramp. I recommend it to all my clients. Super easy and effective UI/UX. Streamlines so many processes.

I have been using Ramp as a business owner and an advisor for almost 3 years. At this point, Ramp is our tech stack's go-to spend and bill pay solution. Ramp's ease of use for the business keeps the data flowing so we can ensure financial reporting is on time. Add in the 1.5% rebate and the other cost savings features this is a win, win, win...