Atoa Instant Bank Pay
5 Reviews
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DP
Danielle Powell
Posted 7 Aug 2025
We were initially hesitant to use an online payment service due to the high fees, but when we saw the lower fees offered by Atoa, we decided to give it a try, and we wish we had done it sooner! Since signing up to atoa, we’ve noticed our invoices are being paid straight away. The service has been smooth, cost-effective, and has made a real difference to our cash flow. Highly recommend!
TW
Teresa Walsh
Posted 7 Aug 2025
Straight forward to attach to invoices
Quick settlement, highly recommend
RARaghad Aziz
Posted 15 Aug 2024
Atoa review
It is an excellent app, very fast and instant payment. Well done
Response from Atoa Instant Bank Pay
Thanks, Adam. We're excited that Atoa is helping you save on payment fees and providing instant settlement. - Team Atoa
AG
Adam Galloway
Posted 7 Aug 2024
Switching to Atoa for our Xero invoices has been great.
Fees are way less than Stripe and we get the funds instantly! Would highly recommend
Response from Atoa Instant Bank Pay
Thanks, Adam, for your five star review! We're thrilled you've had a great experience with Atoa and are saving money on payment fees. - Team Atoa
SN
Sid Narayan
Posted 31 Jul 2024
Saving on stripe fees.
We used to send invoices with Stripe links. We've now switched to Atoa. The flow is intuitive and the settlement is instant.
Fees are 65% lower than Stripe.
2 people found this review helpful.
Response from Atoa Instant Bank Pay
Thanks, Sid, for your wonderful review! We're delighted you are enjoying our service. - Team Atoa
Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.