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UK Small Business App of the Year 2026-page-header

Congratulations to our winner, ApprovalMax!

ApprovalMax gives finance teams total control over every payment leaving the business by extending Xero with multi-tiered, automated approval workflows. By routing bills, purchase orders and credit notes to the right decision-makers, ApprovalMax replaces manual chasing and risky email threads with clear spending guardrails and automated audit trails.

Key features include:

  • Automated approval logic: Routes bills, purchase orders and credit notes to the right team members based on spending limits, account codes or tracking categories.
  • Live budget checking: Shows real-time budget impact directly on approval screens so teams can catch overspends before payments leave the business.
  • Bill-to-PO matching: Matches incoming bills directly against approved purchase orders to spot discrepancies early and protect cash flow.
  • Approvals on the go: Empowers team members to review, comment on and approve requests instantly via the mobile app without requiring full Xero access.

Learn more about ApprovalMax below and meet the rest of our finalists that are driving efficiency and innovation for small businesses.

  1. Bills and expenses, Invoicing and jobs

    ApprovalMax

    4.78 out of 5 stars
     671
    Bills and expenses, Invoicing and jobs
    ApprovalMax gives Xero finance teams complete control over every payment that leaves the business, from the moment a bill arrives to the moment it's paid.
  2. Debtor management, Invoicing and jobs

    Paidnice

    5 out of 5 stars
     84
    Debtor management, Invoicing and jobs
    Get paid on your terms with credit control AI. 🏆 Xero App of the Year 2025 Global & 2026 NZ. $1bn collected on time. Automate receivables & end manual chasing: late fees & interest, reminders from your own domain, statements, payment plans & escalations, tailored to every customer.
  3. Invoicing and jobs, Time tracking

    ServiceM8

    4.56 out of 5 stars
     352
    Invoicing and jobs, Time tracking
    The job management app for trade contractors & service businesses, with everything to help you cut paperwork, complete more jobs & provide amazing customer service.
  4. Debtor management, Invoicing and jobs

    Trove

    5 out of 5 stars
     12
    Debtor management, Invoicing and jobs
    Credit control AI that chases down your unpaid invoices. Helped SMBs collect £20m in overdue invoices (so far). Xero 2026 Growth App 💙
Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.