With Penfold’s integration with Xero, you never need to upload a pension contribution file again.

Because our Xero integration is 100% automated, it requires no manual effort. You can manage contributions without the press of a button. We’re the first pension scheme to offer this kind of powerful integration to a mainstream payroll software and the very first pension in the Xero App Store!

But how can you process contributions without doing… anything? Well, for each of your clients that are connected to Xero and Penfold, we automatically process contributions every time you run or re-run payroll from Xero.

After getting set up, there’s no need to log into Penfold to upload contribution files after a pay run. There’s no need to spend any time sorting contributions. Just use Xero as you usually would.

Once we're done processing your client’s contributions, you’ll receive an email to confirm the amount of pension contributions for the pay period.

It’s as simple as that. An innovative, automated integration for workplace pensions.

You’re probably thinking there’s a huge markup for this kind of effortless technology. But no! Penfold is free for payroll professionals, accountants, advisers, and their clients. And the cost isn’t passed on to employees as a monthly charge either. It’s just one transparent saver fee based on the value of their pension pot.

With Penfold, you’re also guaranteed first-class service from your own dedicated account manager. So, if you need help switching providers, ever encounter any contribution mishaps, or simply have a question, you can contact your named account manager directly.

And with industry-leading funds managed by BlackRock and HSBC, a 5-star Defaqto rating, 4.4 Trustpilot score, and 5-star rated savers app, you can trust Penfold to look after your future.