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Your 2026 liquidity launchpad: Automate your cash flow

Are you ready to conquer your cash flow this year? Xero empowers you with real-time visibility of your bank balances, bills and invoices, plus forecasting and reporting tools. Xero-connected apps can help even more by replacing repetitive, slow, and error-prone invoicing and billing workflows with smart, automated accounts receivable software.

How can cash flow automation help small businesses?

Managing liquidity starts with speed and ease. When you automate your workflows, you shorten the gap between sending a quote and receiving a payment. The best cash flow management software strategy also includes tools to make it as easy as possible for customers to pay you, and apps that automatically sync sales, bills and more to Xero for you.

Find real-time liquidity management tools for Xero

  • Make it easier for customers to pay you with apps like Square, Stripe and GoCardless, which give multiple payment options.
  • Get cash into your account faster with software like Paidnice and ezyCollect that chase up late invoices, apply prompt payment discounts and more.
  • See a clear picture of your cash position with apps that automatically reconcile ecommerce sales, returns, fees and more like Parex Bridge, A2X, Etsy and Shopify.

Find more ways to automate your accounts and clear up your cash flow this year with the full list of apps below.

  1. Featured app
    Debtor management, Payments

    Kolleno

    5 out of 5 stars
     18
    Debtor management, Payments
    A global, 21st century, B2B accounts receivables management and credit collections platform.
  2. Featured app
    Debtor management, Invoicing and jobs

    Chaser

    4.98 out of 5 stars
     374
    Debtor management, Invoicing and jobs
    Automate and improve visibility over accounts receivable. Streamline your process. Save hours. Get paid faster. Reduce DSO. Maintain great customer relationships. Xero App Partner of the Year 2023, Best Technology Provider Credit Strategy Awards (2024), Management Today Best Use of Innovation (2023)
  3. Payments

    Stripe

    2.61 out of 5 stars
     349
    Payments
    Stripe makes it easy to accept payments from debit cards, credit cards, Apple Pay, and Google Pay for online invoices sent from Xero—so you can get paid faster.
  4. Payments

    GoCardless

    3.45 out of 5 stars
     194
    Payments
    End late payments. Automatically debit your customer’s bank account whenever your Xero invoices are due. Lower-cost alternative to card payments.
  5. Accountant tools, Ecommerce

    A2X

    4.96 out of 5 stars
     876
    Accountant tools, Ecommerce
    A2X automates ecommerce accounting into Xero for sellers on Shopify, Amazon, eBay, Etsy, Walmart, and PayPal. Trusted by 1000s of the world's leading ecommerce accounting professionals. Recent Awards: Xero Practice App of the Year!
  6. Other, Reporting and forecasting

    Re-Leased

    4.8 out of 5 stars
     77
    Other, Reporting and forecasting
    Re-Leased is the purpose-built property management platform for commercial portfolios. Connect to Xero for real-time, two-way sync of tenant data and financial accounts - automate rent and recoveries, reduce arrears, and reconcile faster with built-in workflows.
  7. Ecommerce

    Parex Bridge

    4.92 out of 5 stars
     245
    Ecommerce
    Integrate your eCommerce data to your Xero account. Shopify, BigCommerce, ebay, Amazon, Wix, Woocommerce, Squarespace, etc Our app will sync all your Customers, Products, and Orders from eCommerce to Xero. You can choose to do it automatically or initiate it yourself.
  8. Debtor management

    Satago

    4.93 out of 5 stars
     92
    Debtor management
    Satago is an all-in-one cash management tool that helps you get paid faster, protect your business and cover cash gaps when you need to. Use Satago's automated payment reminders, detailed credit risk insight and flexible finance options to manage your debtors efficiently and improve your cashflow.
  9. Ecommerce

    Etsy

    5 out of 5 stars
     4
    Ecommerce
    Automate your Etsy sales data directly into Xero for easy accounting. This free integration syncs sales, payouts, and fees, eliminating manual data entry, streamlining reconciliation of deposits and giving you a real-time view of your finances.
  10. Invoicing and jobs, Payments

    Pinch Payments

    4.78 out of 5 stars
     103
    Invoicing and jobs, Payments
    Get cash flow certainty with Pinch. Automate Xero invoice collections by accepting card or bank payments and securely storing them for future invoices. Offer flexible payment plans, and let Pinch take care of reconciliation so you get paid on time without the chasing or admin.
  11. Debtor management, Invoicing and jobs

    Paidnice

    5 out of 5 stars
     65
    Debtor management, Invoicing and jobs
    #1 AR Automation for Xero. Automated Late Fees, Interest, Payment Discounts. Quotes, Email & SMS Reminders. Auto-send Statements & Charge Interest on Aged Debt. 🏆 Winner Xero Global Small Business App of the Year.
  12. Ecommerce

    Shopify integration by Xero

    2.96 out of 5 stars
     139
    Ecommerce
    Connect your Shopify store to your Xero account for easy management of your ecommerce business finances.
  13. Accountant tools, Debtor management

    Statey

    4.6 out of 5 stars
     10
    Accountant tools, Debtor management
    Automatically send customer statements weekly or monthly. Add 30/60/90-day age analysis, customise email templates, and track delivery history. Send or download statements anytime. Send as PDF or Excel.
  14. Debtor management, Payments

    CreditorWatch Collect

    4.89 out of 5 stars
     91
    Debtor management, Payments
    Improve cashflow and boost productivity with our scalable accounts receivable collections software and outsourcing services. Get paid faster, reduce manual work, and improve customer experience.
  15. Debtor management, Payments

    ezyCollect

    4.94 out of 5 stars
     35
    Debtor management, Payments
    Get your business paid faster with ezyCollect – an AR automation platform designed to streamline your receivables. Automate payment reminders via email, call and SMS, payment writebacks, reconciliations, statements, credit checks, and digital credit applications. Boost cash flow – try it free today.
  16. Accountant tools, Debtor management

    EasyInterest

    5 out of 5 stars
     2
    Accountant tools, Debtor management
    Stop chasing late payments and let Xero + Easy Interest do the heavy lifting! 💪 Easy Interest for Xero seamlessly integrates with your Xero accounts to simplify, automate, and professionalize the process of calculating and applying interest on overdue invoices.
  17. Debtor management, Invoicing and jobs

    Trove

    5 out of 5 stars
     3
    Debtor management, Invoicing and jobs
    Trove helps small businesses on Xero collect unpaid invoices more quickly. On average, businesses cut their overdue invoices by 68% within 1 month of using Trove.
  18. Bills and expenses, Invoicing and jobs

    ApprovalMax

    4.8 out of 5 stars
     603
    Bills and expenses, Invoicing and jobs
    ApprovalMax makes it easy for Xero customers to build robust financial controls across accounts payable (AP) and accounts receivable (AR).
Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.