Overview
Complete Swiss Banking & ISO 20022 Automation for Xero
Digintu is the certified Swiss Bank Connector that bridges your Xero cloud ledger directly with Swiss e-banking portals (PostFinance, UBS, Credit Suisse/UBS, Raiffeisen, ZKB, Kantonalbanken, and Eurozone banks).
Eliminate manual data entry, ensure 100% compliance with SIX banking standards, and streamline your accounts payable and receivable in minutes.
Key Capabilities
1. Automated Supplier Payments (PAIN.001)
- ISO 20022 Compliance: Select unpaid bills in Xero and compile bank-ready PAIN.001 XML payment order files in one click.
- Full Swiss Routing Support: Native handling for Swiss QR-IBANs with 27-digit QRR references, standard IBANs, ISO 11649 SCOR references, SEPA, and cross-border international transfers.
- Inline Grid Validation: Review and edit creditor IBANs, BICs, or amounts directly before compilation with real-time validation warnings.
2. Bank Statement Auto-Reconciliation (CAMT.053 / CAMT.054)
- Native XML Ingestion: Drag and drop raw CAMT.053 or CAMT.054 bank statement files exported from your bank.
- Smart Radar Matching: Intelligent matching algorithm cross-references transaction amounts and payment references against open Xero invoices.
- 1-Click Xero Sync: Push reconciled bank feed lines straight into Xero with 100% accuracy.
3. Swiss QR-Bill & ZUGFeRD / Factur-X Invoicing
- Inbound Ingestion: Extract structured QR-Bill codes, ZUGFeRD embedded XML, or bulk CSV spreadsheets directly into Xero "Awaiting Payment" bills.
- Outbound Generation: Create official Swiss QR payment slips and ZUGFeRD XML invoices for your customers. Automatically attach generated PDFs to Xero invoices.
Built for Swiss Security & Accounting Practices
- Zero-Data Retention Security: Authenticate via Xero OAuth2. All transactions are processed in real-time memory sandboxes—your financial data is never stored on our servers.
- Fiduciary & Multi-Entity Ready: Connect and toggle between multiple Xero entities instantly. Invite team members with inherited Xero access permissions.
- Native Multi-Lingual Interface: Fully available in English, Deutsch, Français, and Italiano.
- Swiss NGO Discount: Registered Swiss Associations (Verein) and Foundations (Stiftung) receive a 50% lifetime discount verified automatically via ZEFIX UID.
Bankeasy + Xero
Digintu connects seamlessly to Xero via official OAuth2 authentication.
How the integration works:
- Two-Way Invoice Synchronization: Digintu securely reads unpaid Accounts Payable (ACCPAY) and Accounts Receivable (ACCREC) invoices from your Xero organization to prepare ISO 20022 payment files or QR-Bills.
- Direct Bill & Contact Creation: Digitize incoming Swiss QR-Bills, Factur-X/ZUGFeRD e-invoices, or bulk CSV spreadsheets. Digintu automatically creates or matches supplier contacts and pushes "Awaiting Payment" bills into Xero.
- Bank Feed Line Injection: Upload CAMT.053 XML bank statement files. Digintu cross-references transactions against open ledger items and pushes reconciled statement lines directly into your Xero Bank Feed.
- Automatic Attachment: Generated PDF invoices with official Swiss QR payment slips are attached directly back to the Xero invoice for native customer emailing.
Security Architecture: Digintu operates on a Zero-Data Retention model. All file processing occurs in volatile memory sandboxes during your active session. Your confidential accounting records remain strictly inside Xero and your bank.
Pricing plans
This app includes a free 60 day trial
FREE
- 10 Transactions / month
- 1 Xero Organization
- 1 Team Seat (Owner)
- Swiss QR-Bill & ZUGFeRD Parsing
- ISO 20022 PAIN.001 Payments
- CAMT.053 Auto-Reconciliation
- Bulk CSV & Manual Imports
- Multi-lingual: EN, DE, FR, IT
STANDARD
- 100 Transactions / month
- 1 Xero Organization
- 1 Team Seat (Owner)
- Swiss QR-Bill & ZUGFeRD Parsing
- ISO 20022 PAIN.001 Payments
- CAMT.053 Auto-Reconciliation
- Bulk CSV & Manual Imports
- Multi-lingual: EN, DE, FR, IT
ADVANCED
- Unlimited Transactions (No Caps)
- 3 Organizations Included (+CHF 19/mo per extra)
- 3 Team Seats Included (+CHF 5/mo per extra)
- Swiss QR-Bill & ZUGFeRD Parsing
- ISO 20022 PAIN.001 Payments
- CAMT.053 Auto-Reconciliation
- Bulk CSV & Manual Imports
- Multi-lingual: EN, DE, FR, IT
Getting started
Start automating your Swiss payments and bank reconciliation in under 2 minutes:
Step 1: Connect Xero Click "Get this app" and log in with your standard Xero credentials. Grant permission for Digintu to access your active organization.
Step 2: Configure Bank Account In Xero (Accounting > Bank Accounts), ensure your funding bank account has a valid IBAN (in the Account Name field) and BIC (in the Account Number field).
Step 3: Execute Workflows • Pay Bills: Filter by unpaid purchases, click "Process Selected Bills", choose your strategy (Swiss QR, Inland, or International), and download your PAIN.001 XML file to upload to your bank portal. • Import Statements: Drag & drop CAMT.053 XML files from your e-banking portal to auto-match and push lines to your Xero bank feed. • Issue QR-Bills: Go to Invoices, select a customer sales invoice, and generate an official Swiss QR-Bill PDF attached directly to Xero.
