1. Discover
  2. Payments
Get your money, when you want it. Marmalade enables you to get your eligible invoices paid within 24 hours for one low fee between 2% - 5%

With Marmalade, your business is paid instantly for any invoice you choose, any time. Connect your Xero account and add Marmalade as your invoice payment method. You’ll then have the choice to cash-in 100% of any eligible unpaid invoice and receive the funds in your account within 24 hours. Your invoice is fully paid, we take on all customer repayment risk and your customers never know you’ve cashed-in their invoice.

Most importantly, Marmalade is not a loan, line of credit, finance or factoring. There is no debt or interest ever. There are no applications, credit checks, or personal guarantees to worry about. You just pay a low, one-off fee when you choose to cash-in with Marmalade.

Explore all features of Marmalade

Marmalade + Xero

Sign up to Marmalade and connect your Xero account. Create a branding theme to add Marmalade payment details to your invoices. We’ll know when you issue new invoices to your customers and update Xero when you receive a payment via Marmalade.

Reviews & ratings

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Russel Miller

Game Changer

It has been fantastic working with the Marmalade team to move our practice across. We can use Marmalade instead of Stripe and have access to cash the next day and a back office collections team if we need. Have been super impressed so far and can't wait for the next set of enhancements that will take on GoCardless more directly.
Nikita McGregor
Marmalade has been great for the growth of our business, especially helpful during these touch times and lockdowns couldn't ask for better service.
Additional info

App details

Added in 2021
Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.