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Looking for easy-to-use finance with less admin? Earlypay makes business finance simple so you can focus on growing your business.


Earlypay makes unlocking cash from your outstanding customer invoices easier than ever before.

Our easy-to-use platform integrates with Xero to offer a line of credit that updates when your invoices are raised and paid. Earlypay also takes the hard work out of bookkeeping with automatic journal postings to reconcile with your bank transactions.

With friendly customer service and no sign-up fees, minimum spend or lock-in contracts, this is how invoice finance should be.

Explore all features of Earlypay

Earlypay + Xero

The advanced integration between Xero and the Earlypay platform makes it easier than ever before to unlock cash from your outstanding customer invoices. Earlypay’s line of credit is a simple and convenient way to boost your cash flow with less admin so you can focus on running your business.

Reviews & ratings

5.0 out of 5 stars
7 Reviews
5 star(100%)
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Jane Howarth
5 out of 5 stars
James and the team at Skippr are very professional, always quick to respond to our communication. The integration to our Xero file has been seemless and easy to function. This product is excellent and has assisted in our ever growing and changing business needs. I have great faith we as a company have partnered with the right team.
Paul Woods
5 out of 5 stars
What a refreshing change from the service we get from our bank. James and the Skippr team took the time to understand our business model, discuss what we were trying to achieve, and put together an offer that made sense for us. As this was the first time we had explored Invoice Financing, we had lots of questions, but James was able to answer them all in a simple, clear, down to earth way that made us confident we made the right choice.
Andi Darr
5 out of 5 stars
SKIPPR is an amazing service for businesses looking to ease up their invoicing and cash flow process. Honestly the guys there have been so easy to work with and have walked us through every part of the on-boarding process. There fees are extremely affordable for small business and and have saved us thousands already...literally thousands of $$$. I highly recommend speaking to them there and seeing how they can help you.

Additional info

App details

Added in 2018






Setup walkthroughIntegration


Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.