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By Archa
5 out of 5 stars
Business credit cards powered by Mastercard, and spend management software for high-growth businesses. Issue cards to your whole team and automatically match expenses in Xero with smart receipt scanning, eliminating employee reimbursements and saving you hours of manual data entry and paperwork.
out of 5
Reviewed by
Xero users
Listed for
2 years
June 2022
Key functions
Bills and expenses
Financial services


Archa is the business credit card and spend management platform of choice for high-growth businesses. Simply put, Archa makes spending effortless, saving business owners time and money while empowering their teams to focus on what they do best.

Our cards are powered by Mastercard, and, because they’re credit cards rather than pre-paid, they’re accepted everywhere, from flights and hotels to software subscriptions. Plus we charge no FX fee mark-ups, so you can spend freely when you travel overseas or pay in other currencies.

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Archa + Xero

With Archa, you can easily:

  • Issue corporate credit cards to your team
  • Upload receipts to Xero directly from the Archa web and mobile apps
  • Automatically match and reconcile receipts in Xero with smart scanning
  • Save money with no FX fees
  • Earn Velocity Points on all your business spend
  • Access liquidity without a personal guarantee

Archa is trusted by Australia’s fastest-growing businesses to streamline business spending and expense management. Speak with an Archa expert today!

How does it work with Xero?

Bank Feed. Every time you or your team uses your Archa cards, transactions flow straight into a dedicated Archa bank account within Xero. The transaction will include additional details pulled from the transaction, including name of merchant, date, cardholder etc

Receipts & Expenses. Cardholders are able to submit receipts from within their Archa mobile (iOS or Android) apps or via a web portal. GL codes are pulled from Xero and are available as a drop down, as well as the ability to add a description (e.g “flights to Sydney”). Archa then uses smart scanning to pull additional information from the receipt, send this through to Xero and match with the transaction that already exists via the bank feed integration.

Reconciliation. Xero admins can then go into the app, match-up the transactions and click “reconcile”. That’s it!

Reviews & ratings

5.0 out of 5 stars
8 Reviews

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Most recent reviews

Jay Shaw
Posted 11 Aug 2022
5 out of 5 stars

Outstanding Product

The archa product is great. The team are outstanding and really happy to help. Quick response times to any queries I have had. The Xero integration for expense management is also great.
James Base
Posted 11 Aug 2022
5 out of 5 stars
Archa is a huge help for managing my monthly expenses and feeds right into Xero. Highly recommend!
Chad Mann
Posted 5 Aug 2022
5 out of 5 stars
Archa's products have been efficient and easy to use, simplifying the process of issuing and reconciling staff spending across multiple cards made even easier with Xero integration.

Additional info

Shared data

Receiptsshared from Archa to Xero
Bank Transactionsshared from Archa to Xero


Bills and expensesFinancial services


Professional servicesAccountingRetail

App details

By Archa
Added in 2022






Setup walkthroughContact



Get started with Archa

Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.