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By Gabor Szekernyes
5 out of 5 stars
Simply approve the invoice and let Apxium get you paid faster with less work. A total receivables and customer payments solution for business. 
out of 5
Reviewed by
Xero users
Listed for
6 years
August 2017
Key functions
Debtor tracking


Apxium is the complete accounts receivable system for accounting firms and SMEs (>$750K TO). Apxium offers the lowest online credit card and direct debit rates for your business and fully automates your accounts receivable processes. The benefits of using Apxium are many, including, fully automating recurring billing offers, financial savings from lower credit card rates and bank fees, staff time savings leading to operational efficiencies, debtor day reduction and a far superior client experience.

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Apxium + Xero

Apxium fully automates your invoicing from Xero. Sending invoices, email and SMS reminders, with a payment gateway offering credit card payments and bank EFT. Your clients can make immediate and scheduled payments as well as pay via direct debit. The credit card rate is a flat 0.715%, while EFTs are free and you can set up both recurring and ad-hoc invoice payments directly from Xero, for Apxium to debit the client automatically. All payments are automatically receipted and reconciled in Xero. Paperless invoice funding is available for accounting firms.

Reviews & ratings

5.0 out of 5 stars
12 Reviews

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Most recent reviews

Arthur Roe
Posted 25 Apr 2023
5 out of 5 stars

Aussie based, simple to use, effective, & cost effective.

We have been using Apxium for years & love it. Initially with MYOB, but have now moved to the cloud version linked with Xero & it's even better. Simple to install & use, Aussie based & cost effective. Need I say more... Better pricing than Stripe but still offering all you need as a payment gateway & payment terms for your clients that they find very useful. Very happy with Apxium & would recommend it to any business.
Kim Roche
Posted 26 Aug 2020
5 out of 5 stars
As a consultant to Accountants in Practice, Apxium is a must in the tech stack. I've seen many clients improve their debtor management by streamlining the invoice delivery, payment options (including debtor finance) and most importantly follow up on overdue invoices using technology. I've converted many manual based practices who never believed their clients would respond to email delivery of invoices only to find it's the very opposite. Clients are also using Apxium for managing Client Engagements with digital signing and also setting up direct debits for fixed price billing and billing clients for their Xero Subscriptions. That's not to mention AuditSafe another product in the Apxium suite of products. Apxium ticks so many boxes to improve efficiency, cash flow and piece of mind knowing the system is keeping your debtor days under control.
Debby Thomas
Posted 19 Aug 2020
5 out of 5 stars
Apxium - it's the product you are looking for! Our admin time is down, clients found the online payment system a breeze and debtor days are decreasing. We have only been using it for 3 months but kicking ourselves for not signing up sooner.

Additional info


PaymentsDebtor tracking


Professional servicesAccounting

App details

By Gabor Szekernyes
Added in 2017


Australia, Canada, United Kingdom




Setup walkthroughIntegration


1300 765 685



Get started with Apxium

Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.