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South Africa Small Business App of the Year 2026-page-header

Congratulations to our winner, Paysoft Flow!

Paysoft Flow takes the manual hassle out of batch EFT payments and debit order collections, keeping your Xero accounting up to date in real time. By eliminating double capturing, validating bank details, and automatically matching transactions in Xero, Paysoft Flow cuts out repetitive admin so business owners can keep cash moving and focus on growing.

Key features include:

  • Automated batch payments: Syncs bills directly from Xero to settle multiple supplier invoices in a single payment batch.
  • Effortless reconciliation: Automatically matches paid bills and debit orders back into Xero, creating matching bank transactions for one-click reconciliation.
  • Digital mandates and collections: Generates secure electronic mandates for Xero contacts to automate recurring debit order collection routines.
  • Smart validation checks: Uses real-time Check Digit Validation (CDV) to verify account numbers before processing, cutting down on failed payments and bank fees.

Learn more about Paysoft Flow below and meet the rest of our finalists that are driving efficiency and innovation for small businesses.

  1. Bills and expenses, Payments

    Paysoft Flow

    4.9 out of 5 stars
     50
    Bills and expenses, Payments
    Payments & Collections for South African Businesses. EFT Payments | Debit Orders | Digital E-Mandates | CDV Built-In | Auto-Reconciliation | Full Remittances & POPs | Custom Approval Workflows | Xero App of the Year Finalist 2024 & 2025.
  2. Loans, financing and credit

    Bridgement

    4.97 out of 5 stars
     37
    Loans, financing and credit
    Fast, flexible credit facilities up to R5,000,000 to improve cash flow and grow your business. Apply online in minutes, receive funds in hours. No paperwork required. Business funding, simplified.
  3. Payroll HR

    SimplePay

    4.72 out of 5 stars
     72
    Payroll HR
    Payroll software that simply works, for South Africa, Ireland, Singapore and Hong Kong. Fully online and up to date with the relevant legislation.
  4. Payments, Reporting and forecasting

    Yoco

    Payments, Reporting and forecasting
    The market leader in card machines, online payments, point of sale and flexible funding. Beyond payments, Yoco makes it simple to sell everywhere, manage your business from anywhere and make better decisions - all under one account.
Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.