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Xero staff picks
5 out of 5 stars
We’re carving out a new way of thinking about finance, that we call Intelligent Cashflow. Whether you’re an adviser or a business, Fluidly gives you all things cashflow in one place and the tools to get cash in the bank. Build a forecast, estimate VAT, chase invoices, apply for a loan and more.


Accountants: Tired of using one tool for credit control, another for forecasting and something else to get clients a loan?

Fluidly is your one-stop solution – with everything you need to know about your clients’ cashflow situation in one place. From forecasting to funding, we help you keep clients happy and launch new services.

Businesses: From VAT bills to payroll, too many business owners lose sleep over cashflow worries.

We’re changing that – with tools to help you plan with confidence, get cash in the bank and sleep better at night. Whether it’s chasing invoices or taking out a loan, Fluidly makes it easy to look after everything cashflow in one place.

Funding: We take the hassle out of funding. If you’re a business, Fluidly helps you look at multiple lenders, get offers quickly and secure a loan in days.

If you’re an accountant, we save you searching through lenders to make a recommendation, so you can help clients find funding with ease.

Winner of Xero’s Practice App of the Year and Accounting Excellence’s Innovation of the Year.

Explore all features of Fluidly

Fluidly + Xero

Fluidly connects seamlessly with Xero to create an accurate cashflow forecast in minutes, that’s always up to date.

Accountants: Fluidly is more than a piece of technology, it’s a membership – to help you deliver and market every type of cashflow service. Get in touch to find out about partner pricing.

Businesses: Fluidly Starter is only £10 per month and packed with brilliant features – like a 90-day cashflow forecast, invoice chasing, automatic VAT estimates and more. All plans come with a free 14 day trial.

Reviews & ratings

5.0 out of 5 stars
56 Reviews
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Finlay Everington
5 out of 5 stars
We’ve been partnered with Fluidly for almost a year now. Over this time we have seen huge development in the product and a true passion for listening to feedback to change and tweak for the better. We recently sent a mailshot out to all of our clients, printing them to jump in and see what all the fuss was about. We have an initial 25% take up which is pretty good and we hope to keep pushing this further. Shoutout to Gabby for looking after us over the past year.
One person found this review helpful.
Andrew Scott
5 out of 5 stars
Really good easy to use product with superb customer support. The only piece of software that I have purchased immediately having received a demonstration. It is so easy to explain to others how to use it too
One person found this review helpful.
Tracey Grove
5 out of 5 stars
Loving using Fluidly to pull out cashflows allow clients to have greater clarity of their finances. Easy to use and support is very efficient.

Additional info

App details

Added in 2017


Australia, New Zealand, South Africa, United Kingdom, United States




Setup walkthroughContact


+44 0203 510 8120


Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.