Pay all of your bills and easily reconcile transactions using Pay with Wise. It’s a simple, fast and secure way to pay and manage your bills in Xero.


    Pay with Wise is a bill payment feature that lets you pay your suppliers through Xero using your preferred bank account.

    Save time by paying multiple bills in one transaction, rather than individually.

    A seamless, more efficient accounts payable process that means less time on business admin and more time on your business.

    With Pay with Wise you can:

    Pay bills in clicks: No matter which UK bank you’re with, you can pay and reconcile multiple bills in just a few steps

    Better visibility: See the status of payments in Xero and know that your suppliers have been paid on time. Send suppliers a remittance to notify them of payment

    Greater accuracy: You’ll be alerted of potential errors before a bill payment is processed, reducing the risk of failed payments

    Easy reconciliation: Regardless of how many bills you pay, you’ll be able to reconcile payments in just one click through a single statement line for each batch in Xero

    Explore all features of Pay with Wise
    Pay with Wise
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    Pay with Wise + Xero

    Pay bills in just a few steps:

    1. Enter your bills into Xero then select those you’d like to pay.
    2. Choose to pay using Pay with Wise and complete the bill payment details.
    3. Payment details are sent securely to Wise ready to be paid.
    4. Transfer funds from your existing bank account to your Wise account using the payment reference.
    5. Once funds are received, Wise processes the payments to your suppliers. You can see the status of your payments in Xero.
    6. Bills are automatically marked as paid and you can reconcile the payment transaction in one click.

    Reviews & ratings

    19 Reviews
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    1 star
    James Mole


    After months of trying to get past the verified screen, I've given up. Awful experience.
    James Youngman

    Terrible onboarding and non existent customer service

    Onboarding has been a terrible experience. Our account was setup and payments were made to suppliers. Then without warning, Wise stopped sending our payments whilst they ran checks on us. They did not advise us they had done this either, resulting in unhappy suppliers. It has been a week now and they have still not completed the checks with no ETA provided. We have had to seek a refund from Wise and send the payments via our bank account. Very poor.
    Jenny Mackenzie
    Generally the process works and works with a reasonable amount of transactions. I would make the following comments:- Value for Money - it depends - if you have say 50 + payments to make on each payment run and you have to enter each payment manually which takes a huge amount of time then paying the per transaction fee for the integration and the 0.32p from wise is definitely worth it. Depends on how much to value your time and it does redult human error. However I do think that the Xero charges are a bit steep. If you were using a BACS service then you would pay for this service also. Foreign Payments - these cannot be done with the integration however there are huge plusses to using Wise for your foreign payments as the fees are considerably cheaper i.e under £1 when they can be £15 from a standard high street bank. Errors with the system - we have had issues with the system especially when the batch has a reasonable amount of transactions in it. It sometimes looks like nothing has happened and hangs but when you look in Wise the transaction is there and you can carry on as normal. We have also had errors which Xero Support recommended that we cleared the cookies in the browser to resolve. This is not ideal and a total pain and we sometimes have to switch browsers to get it to work. Transferring the exact amount or not - this is a red herring - as long as there is enough funds in the Wise bank account you will be able to confirm the batch. So transferring the exact amount is not important. The number of steps - there are a few too many - The batch is prepared in Xero as you would prepare any batch, the integration follows on from that. The money required will need to be transferred to the wise bank account if there is not enough money. Once there is enough money then within Wise you need to complete the payment using the payment wizard - you have to ensure you have the correct Batch reference or it will not work. I hope the comments are helpful. If you are from Xero - please sort the tech issues with hanging, batch size and also allow for payroll and foreign payments and it would be a much better product.
    Additional info

    App details

    By Xero
    Added in 2020


    United Kingdom


    Setup walkthroughIntegration walkthrough
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