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Pay with Wise

By Xero
1.68 out of 5 stars
Pay all of your bills and easily reconcile transactions using Pay with Wise. It’s a simple, fast and secure way to pay and manage your bills in Xero.


Pay with Wise is a bill payment feature that lets you pay your suppliers through Xero using your preferred bank account.

Save time by paying multiple bills in one transaction, rather than individually.

A seamless, more efficient accounts payable process that means less time on business admin and more time on your business.

With Pay with Wise you can:

Pay bills in clicks: No matter which UK bank you’re with, you can pay and reconcile multiple bills in just a few steps

Better visibility: See the status of payments in Xero and know that your suppliers have been paid on time. Send suppliers a remittance to notify them of payment

Greater accuracy: You’ll be alerted of potential errors before a bill payment is processed, reducing the risk of failed payments

Easy reconciliation: Regardless of how many bills you pay, you’ll be able to reconcile payments in just one click through a single statement line for each batch in Xero

Explore all features of Pay with Wise
Pay with Wise
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Pay with Wise + Xero

Pay bills in just a few steps:

  1. Enter your bills into Xero then select those you’d like to pay.
  2. Choose to pay using Pay with Wise and complete the bill payment details.
  3. Payment details are sent securely to Wise ready to be paid.
  4. Transfer funds from your existing bank account to your Wise account using the payment reference.
  5. Once funds are received, Wise processes the payments to your suppliers. You can see the status of your payments in Xero.
  6. Bills are automatically marked as paid and you can reconcile the payment transaction in one click.

Reviews & ratings

1.7 out of 5 stars
25 Reviews
5 star(8%)
4 star(4%)
3 star(8%)
2 star(8%)
1 star(72%)
George Tranckle
5 out of 5 stars
Seems to be a lot of negative reviews but we've been using this for over 6 months now and has been great. Can only think others are hoping for it to do more than simply save time transferring money. I can pay multiple bills in the same amount of time it would usually take me to pay one bill, simple as that really.

Response from Pay with Wise

Thanks for your positive feedback George. Hearing stuff like this is what keeps our product team going :) If you ever do need help, dont hesitate to raise a case in Xero central and our teams will be on hand to help
Rob Williams
1 out of 5 stars


DO NOT BUY. Doesn't connect properly to Xero and you still have to send money to Wise, so makes absolutely no difference to your workflow. I've paid £45 to have an app that has zero worth
One person found this review helpful.

Response from Pay with Wise

Hi Rob, Sorry to hear about your poor experience for Pay with Wise. Once subscribed to PwW through Xero, there are no additional fees required for making payments or for creating a Wise Business account after being redirected from Xero. If you have further comments, feel free to reach out to Thanks David
James Aitken
1 out of 5 stars

"There’s a problem with your transfer" and we'll take 10 days and counting to resolve!!

Had payments on hold for 8 days now while "further checks" are made. Tried emailing and calling and just keep getting fobbed off with "be patient" we are now in the process of cancelling them and re-doing direct from my bank. I have been using them for a year now and worked well then for no reason they create massive problems for my companies reputation as a solid business.
One person found this review helpful.

Additional info

App details

By Xero
Added in 2020


United Kingdom


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Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.