The missing link between Xero and your business bank account. Bulk pay all your bills, salaries and taxes without the need for corporate banking.


    Born out of frustration at just how tedious business banking can be, we decided it was time for a bit of magic. Some marvel at the way we pay our staff, taxes and bills.

    The best magic is full of wonder and but pretty uncomplicated at heart. That’s how our software operates, you don’t see how it works, you just get the good bits. All your payments are taken care of in one place - one fabulous all singing, all dancing wondrous payments hub.

    We're Comma. Business banking with more of the magic and less of the BS.

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    Comma + Xero

    Comma syncs with Xero to pull in all your existing data such as; supplier names, references, amounts due and account details.

    Using this data you can create and pay payment runs by selecting the bills you want to pay, reviewing the details and initiating payment, in bulk, through your existing business bank account.

    Payment information is also automatically pushed back into Xero making it easy for you to reconcile against any payments you have made.

    Reviews & ratings

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    Daniel Gold
    5 out of 5 stars

    Great payments automation solution

    I think it's a fantastic company. The first call I had was with the CEO and sales team. It's been very collaborative all the way along and I've been engaged in new product releases. The complexity is all behind the scenes, so I think it's an excellent implementation of Open Banking.
    Gregory Keane
    5 out of 5 stars

    This is an accounting admin revolution

    I just did my first bulk payment from Xero to Revolut Business via Comma and I could do that in 2 clicks. This is saving me as a CEO 30 minutes of my weekly time and a lot of accounting fees too. This is a revolution in manual human data input!
    Formula Media
    5 out of 5 stars

    Saved time - made my payment easy and fun.

    I've used Comma from day one prior to being available as an integration into Xero for my business payments and it's been a genuine blessing. I no longer have to log into the bank, set up bulk payments, then reconcile in Xero. The back and forth between bank and Xero is no longer. Comma has enabled me to access a list of payments prepared by my accountant monthly. I can access these via a link sent to me on my phone, scroll through, approve and quite simply, everything is sorted for me. No logins shared, nothing else required. Very highly recommended.

    Additional info

    Shared data

    Credit Notesshared from Xero to Comma
    Accountsshared from Xero to Comma
    Contactsshared from Xero to Comma
    Invoicesshared from Xero to Comma
    Itemsshared from Xero to Comma
    Paymentsshared from Xero to Comma and from Comma to Xero
    Purchase Ordersshared from Xero to Comma
    Overpaymentsshared from Xero to Comma
    Prepaymentsshared from Xero to Comma
    Tax Ratesshared from Xero to Comma
    Reportsshared from Xero to Comma

    App details

    Added in 2021


    United Kingdom




    Setup walkthroughIntegration


    Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.